American International Group, Inc. Website

American International Group, Inc.

NYSE-AIG

Company Overview

American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment provides general liability, environmental, commercial automobile liability, workers' compensation, casualty, and crisis management insurance products; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officers, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, such as auto, homeowners, umbrella, yacht, fine art, and collections; voluntary and sponsor-paid personal accident; supplemental health products; extended warranty insurance products; and travel insurance products. Its Life and Retirement segment offers variable annuities, index and fixed annuities, and retail mutual funds; and financial planning and advisory services; record-keeping, plan administrative, and compliance services; and term life and universal life insurance. It also provides stable value wrap products, and structured settlement and pension risk transfer annuities; and corporate- and bank-owned life insurance and guaranteed investment contracts. This segment sells its products through independent marketing organizations, independent insurance agents, financial advisors, direct marketing, banks, and broker-dealers. The company was founded in 1919 and is headquartered in New York, New York.

  • Name

    American International Group, Inc.

  • CEO

    Peter Salvatore Zaffino

  • Website

    www.aig.com

  • Sector

    Insurance

  • Year Founded

    1919

Company Statistics

Profile

  • Market Cap

    —

  • EV

    —

  • Shares Out

    —

  • Revenue

    —

  • Employees

    —

Margins

  • Gross

    —

  • EBITDA

    —

  • Operating

    —

  • Pre-Tax

    —

  • Net

    —

  • FCF

    —

Returns (5Yr Avg)

  • ROA

    —

  • ROTA

    —

  • ROE

    —

  • ROCE

    —

  • ROIC

    —

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • P/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    —

  • P/E

    —

  • PEG

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • P/FCF

    —

Financial Health

  • Cash

    —

  • Net Debt

    —

  • Debt/Equity

    —

  • EBIT/Interest

    —

Growth (CAGR)

  • Rev 3Yr

    —

  • Rev 5Yr

    —

  • Rev 10Yr

    —

  • Dil EPS 3Yr

    —

  • Dil EPS 5Yr

    —

  • Dil EPS 10Yr

    —

  • Rev Fwd 2Yr

    —

  • EBITDA Fwd 2Yr

    —

  • EPS Fwd 2Yr

    —

  • EPS LT Growth Est

    —

Dividends

  • Yield

    —

  • Payout

    —

  • DPS

    —

  • DPS Growth 3Yr

    —

  • DPS Growth 5Yr

    —

  • DPS Growth 10Yr

    —

  • DPS Growth Fwd 2Yr

    —

Bulls Say

  • The aftermath of AIG's issues during the financial crisis occupied management's attention for quite some time. With these issues now resolved, there could be ample scope for improvement.

  • AIG has demonstrated significant progress in improving underwriting margins in its P&C business.

  • The current focus on risk-adjusted returns sets a proper course for the company, and just increasing profitability to the level of its peers would represent a material improvement.

Bears Say

  • AIG has a history of under-reserving for claims, making it difficult to trust that current reserves are adequate.

  • AIG has yet to prove that its existing franchise can consistently earn adequate returns.

  • As a diversified player in an industry that is not particularly moaty, AIG will always be dealing with issues in some part of its business.

Source: Morningstar Analysis - Nov 04, 2025

What's happening

Nov 12, 2025 - Dec 12, 2025

AIG's Stock Surges Amid Acquisition Speculation and Analyst Upgrades

  • Chubb Corporation's informal takeover approach for AIG sparked investor excitement, leading to a significant stock price increase.
  • RBC Capital reinstated coverage with a "Sector Perform" rating, enhancing investor confidence.
  • Barclays downgraded AIG from Overweight to Equalweight, introducing some bearish sentiment despite overall positive performance.

Over the past month, American International Group Inc (AIG) experienced an impressive stock performance increase of 6.7%, significantly outperforming the S&P 500's return of 0.7%. This upward trend was driven by key events that influenced market dynamics and investor sentiment surrounding AIG. On December 10, reports surfaced about Chubb Corporation's informal takeover approach for AIG, which ignited considerable interest among investors and resulted in an immediate spike in AIG’s stock price by over 6%. The speculation around this potential acquisition created bullish sentiment even after Chubb denied any formal offer.

In addition to the acquisition rumors, RBC Capital reinstated coverage of AIG on November 25 with a "Sector Perform" rating and set a price target at $85 following shares closing at $75.96 prior to this announcement. This move bolstered investor confidence regarding the company's future prospects. Furthermore, Wells Fargo raised its price target for AIG from $82 to $83 while maintaining an Equal Weight rating on November 12; these actions contributed positively to market perception.

However, not all developments were favorable during this period as Barclays downgraded AIG from Overweight to Equalweight on December 5 with a revised price target of $88 down from $95. Such downgrades can shift analyst outlooks negatively impacting investor sentiment; indeed shares dipped slightly after this announcement occurred. Additionally, operational challenges arose when it was disclosed that John Neal would not assume his role as president due to personal circumstances—a decision made public shortly before anticipated leadership changes within the company.

Despite these bearish signals—including concerns stemming from previous management issues—AIG demonstrated resilience through strategic communications regarding executive hires and settlements related to withdrawn job offers that could have adversely affected corporate reputation but did not derail overall performance momentum significantly during this timeframe. Overall, American International Group Inc outperformed both the Financials (XLF) sector by 3.4% over this month-long period while navigating various challenges alongside substantial positive catalysts driving its stock upward amidst broader market conditions.

NYSE:AIG