Income StatementLTMDec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15Dec '14Dec '13Dec '12

Net Interest Income

-323

-991

-885

-274

-203

-103

-350

-334

-255

-202

-357

Non-Interest Income

18,513

17,926

16,096

14,334

13,389

11,958

13,103

12,924

12,180

11,839

12,200

Total Revenues Before Provision for Credit Losses

18,190

16,935

15,211

14,060

13,186

11,855

12,753

12,590

11,925

11,637

11,843

Total Revenues Before Provision for Credit Losses %Chg

6.3%

11.3%

8.2%

6.6%

11.2%

-7%

1.3%

5.6%

2.5%

-1.7%

-0.8%

Total Revenues After Provision for Credit Losses

18,190

16,935

15,211

14,060

13,186

11,855

12,753

12,590

11,925

11,637

11,843

Selling, General & Administrative Expenses

10,363

9,927

8,949

8,658

8,463

7,179

7,097

6,808

6,555

6,284

6,358

Other Non-Interest Expenses

2,771

2,741

3,028

1,471

538

2,727

3,424

3,298

3,156

3,684

3,283

Total Non-Interest Expense

13,134

12,668

11,977

10,129

9,001

9,906

10,521

10,106

9,711

9,968

9,641

Income Before Provision for Income Taxes

4,564

4,267

3,234

3,931

4,185

1,831

2,232

2,484

2,214

1,591

2,142

Provision for Income Taxes

938

866

678

782

768

297

339

386

734

278

455

Consolidated Net Income

3,626

3,401

2,556

3,149

3,417

1,534

1,893

2,098

1,480

1,313

1,687

Net Income Attributable to Minority Interests and Other

—

—

—

—

—

—

—

—

—

—

125

Net Income Attributable to Discontinued Operations

—

—

—

—

—

—

—

—

—

—

—

Net Income Attributable to Common Shareholders

3,626

3,401

2,556

3,149

3,417

1,534

1,893

2,098

1,480

1,313

1,562

Basic EPS

37.1

33.7

24.2

28.3

29.1

12.4

14.1

14.4

9.6

7.9

8.6

Diluted EPS

36.5

33.1

23.7

27.7

28.5

12.2

13.9

14.2

9.4

7.8

8.5

Basic Weighted Average Shares Outstanding

97.9

101

105.7

111.3

117.3

123.8

134.1

145.6

154.1

166.3

181.7

Diluted Weighted Average Shares Outstanding

99.5

102.9

107.8

113.7

120

125.7

136

147.7

156.7

168.2

184.2

Total Shares Outstanding

92.9

96.2

100.2

105.3

110.9

116.8

123.9

136.3

146.6

154.8

171

EBITDA

-107

-159

-154

-40

98

207

183

198

234

248

248

Effective Tax Rate

20.6%

20.3%

21%

19.9%

18.4%

16.2%

15.2%

15.5%

33.2%

17.5%

21.2%