American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

American Express Company

Revenue

EBIT

EBITDA

CapEx

Net Interest Income

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Net Income

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

U.S. Consumer Services (USCS) Pretax Income

U.S. Consumer Services (USCS) Pretax Income % Chg.

U.S. Consumer Services (USCS) Pretax Income Common Size

Commercial Services (CS) Pretax Income

Commercial Services (CS) Pretax Income % Chg.

Commercial Services (CS) Pretax Income Common Size

International Card Services (ICS) Pretax Income

International Card Services (ICS) Pretax Income % Chg.

International Card Services (ICS) Pretax Income Common Size

Global Merchant and Network Services (GMNS) Pretax Income

Global Merchant and Network Services (GMNS) Pretax Income % Chg.

Global Merchant and Network Services (GMNS) Pretax Income Common Size

Corporate & Other Pretax Income

Corporate & Other Pretax Income % Chg.

Corporate & Other Pretax Income Common Size

Total EBT

Total EBT Common Size

Total EBT % Chg.

Global Consumer Services Group (GCSG) Pretax Income

Global Consumer Services Group (GCSG) Pretax Income % Chg.

Global Consumer Services Group (GCSG) Pretax Income Common Size

Global Commercial Services (GCS) Pretax Income

Global Commercial Services (GCS) Pretax Income % Chg.

Global Commercial Services (GCS) Pretax Income Common Size

Global Merchant and Network Services (GMNS) Pretax Income (Pre-FY2022)

Global Merchant and Network Services (GMNS) Pretax Income (Pre-FY2022) % Chg.

Global Merchant and Network Services (GMNS) Pretax Income (Pre-FY2022) Common Size

Corporate & Other Revenue Pretax Income (Pre-FY2022)

Corporate & Other Revenue Pretax Income (Pre-FY2022) % Chg.

Corporate & Other Revenue Pretax Income (Pre-FY2022) Common Size

Cards-in-Force

Cards-in-Force % Chg.

Basic Cards-in-Force

Basic Cards-in-Force % Chg.

Global Average Basic Card Member Spending

Global Average Basic Card Member Spending % Chg.

Average Fee per Card

Average Fee per Card % Chg.

Average Loans

Average Loans % Chg.

Net Interest Yield on Average Card Member Loans

Net Interest Yield on Average Card Member Loans % Chg.

U.S. Consumer Services Billed Business Volume

U.S. Consumer Services Billed Business Volume % Chg.

Commercial Services Billed Business Volume

Commercial Services Billed Business Volume % Chg.

International Card Services Billed Business Volume

International Card Services Billed Business Volume % Chg.

Total Billed Business Volume

Total Billed Business Volume % Chg.

Processed Volume

Processed Volume % Chg.

Total Network Volume

Total Network Volume % Chg.

Key Performance Indicators

United States Revenue Net of Interest Expense

United States Revenue Net of Interest Expense % Chg.

EMEA Revenue Net of Interest Expense

EMEA Revenue Net of Interest Expense % Chg.

APAC Revenue Net of Interest Expense

APAC Revenue Net of Interest Expense % Chg.

LACC Revenue Net of Interest Expense

LACC Revenue Net of Interest Expense % Chg.

Other Revenue Net of Interest Expense

Other Revenue Net of Interest Expense % Chg.

Total Net Revenue by Geography

Total Net Revenue by Geography Common Size

Total Net Revenue by Geography % Chg.

Net Revenue by Geography

U.S. Consumer Services (USCS) Revenue Net of Interest Expense

U.S. Consumer Services (USCS) Revenue Net of Interest Expense % Chg.

Commercial Services (CS) Revenue Net of Interest Expense

Commercial Services (CS) Revenue Net of Interest Expense % Chg.

International Card Services (ICS) Revenue Net of Interest Expense

International Card Services (ICS) Revenue Net of Interest Expense % Chg.

Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense

Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense % Chg.

Corporate & Other Revenue Net of Interest Expense

Corporate & Other Revenue Net of Interest Expense % Chg.

Total Net Revenue

Total Net Revenue Common Size

Total Net Revenue % Chg.

Global Consumer Services Group (GCSG) Revenue Net of Interest Expense

Global Consumer Services Group (GCSG) Revenue Net of Interest Expense % Chg.

Global Commercial Services (GCS) Revenue Net of Interest Expense

Global Commercial Services (GCS) Revenue Net of Interest Expense % Chg.

Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense (Pre-FY2022)

Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense (Pre-FY2022) % Chg.

Corporate & Other Revenue Net of Interest Expense (Pre-FY2022)

Corporate & Other Revenue Net of Interest Expense (Pre-FY2022) % Chg.

Net Revenue	Sep '25	Jun '25
U.S. Consumer Services (USCS) Revenue Net of Interest Expense	33,910	32,998
Commercial Services (CS) Revenue Net of Interest Expense	16,650	16,367
International Card Services (ICS) Revenue Net of Interest Expense	12,494	12,094
Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense	7,614	7,489
Corporate & Other Revenue Net of Interest Expense	-240	-310
Total Net Revenue	70,428	68,638

Net Revenue	Sep '25	Jun '25
Global Consumer Services Group (GCSG) Revenue Net of Interest Expense	—	—
Global Commercial Services (GCS) Revenue Net of Interest Expense	—	—
Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense (Pre-FY2022)	—	—
Corporate & Other Revenue Net of Interest Expense (Pre-FY2022)	—	—
Total Net Revenue	—	—

EBT	Sep '25	Jun '25
U.S. Consumer Services (USCS) Pretax Income	6,805	6,612
Commercial Services (CS) Pretax Income	3,645	3,463
International Card Services (ICS) Pretax Income	1,321	1,335
Global Merchant and Network Services (GMNS) Pretax Income	3,937	3,888
Corporate & Other Pretax Income	-2,247	-2,458
Total EBT	13,461	12,840

EBT	Sep '25	Jun '25
Global Consumer Services Group (GCSG) Pretax Income	—	—
Global Commercial Services (GCS) Pretax Income	—	—
Global Merchant and Network Services (GMNS) Pretax Income (Pre-FY2022)	—	—
Corporate & Other Revenue Pretax Income (Pre-FY2022)	—	—
Total EBT	13,461	12,840

Key Performance Indicators	Sep '25	Jun '25
Cards-in-Force	151.2	149.4
Basic Cards-in-Force	127.6	126
U.S. Consumer Services Billed Business Volume	692,300	677,100
Commercial Services Billed Business Volume	537,000	531,700
International Card Services Billed Business Volume	401,400	388,100
Total Billed Business Volume	1,633,100	1,599,400
Processed Volume	221,700	217,200
Total Network Volume	1,854,800	1,816,600