Fiserv, Inc. Website

Fiserv, Inc.

NYSE-FI

Company Overview

Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. The Acceptance segment provides point-of-sale merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; Carat, an omnichannel commerce solution; Clover, a cloud-based point-of-sale and business management platform; and Clover Connect, an independent software vendors platform. This segment distributes through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, financial institutions, and other strategic partners. The Fintech segment offers customer deposit and loan accounts, as well as manages an institution's general ledger and central information files. This segment also provides digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services. The Payments segment offers card transactions, such as debit, credit, and prepaid card processing and services; security and fraud protection products; card production; print services; and various network services, as well as non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products. It serves business, banks, credit unions, other financial institutions, merchants, and corporate clients. Fiserv, Inc. was incorporated in 1984 and is headquartered in Brookfield, Wisconsin.

  • Name

    Fiserv, Inc.

  • CEO

    Michael Patrick Lyons

  • Website

    www.fiserv.com

  • Sector

    Financial Services

  • Year Founded

    1984

Company Statistics

Profile

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Bulls Say

  • The bank technology business is very stable, characterized by high amounts of recurring revenue and long-term contracts.

  • The ongoing shift toward electronic payments has created and will continue to create room for acquirers to see solid growth without stealing share from each other.

  • First Data’s growth had accelerated before the merger as it worked past its financial issues, and the business now has access to greater resources under Fiserv’s roof.

Bears Say

  • Since it was built through acquisitions, Fiserv has to maintain multiple core processing platforms, which could limit margins and hamper the quality of its offerings.

  • Fiserv’s bank technology operations are tied to a mature industry and almost entirely domestic, which limits its growth prospects.

  • Due to the First Data merger, Fiserv is now more exposed to macroeconomic conditions.

Source: Morningstar Analysis - Oct 29, 2025

What's happening

Dec 2, 2025 - Jan 1, 2026

Fiserv Inc. Surges Amid Strategic Partnerships and Insider Confidence

  • Fiserv Inc. announced key collaborations with Mastercard and Visa to enhance agentic commerce capabilities for merchants.
  • Significant insider purchases by CFO Todd reflect strong internal confidence in the company's future potential.
  • Despite external pressures, Fiserv maintained upward momentum through strategic initiatives and investor engagement efforts.

Over the past month, Fiserv Inc. (FISV) demonstrated a notable performance increase of 7.2%, significantly outperforming the S&P 500, which returned -0.2%. This positive trend was bolstered by several strategic partnerships that instilled confidence among investors. On December 22, Fiserv announced collaborations with Mastercard and Visa aimed at enhancing its agentic commerce capabilities for merchants. The implementation of Mastercard’s Agent Pay Acceptance Framework is expected to facilitate secure AI-driven transactions, while integration with Visa's Intelligent Commerce aims to ensure secure processing in automated commerce.

Additionally, significant insider purchases were reported on December 3 when CFO Todd purchased shares worth approximately $1 million at $62.41 each, indicating strong internal confidence in FISV's future potential despite its year-to-date decline of about 72%. The market reacted positively as this move coincided with an uptick in share price during pre-market hours.

Despite some bearish sentiments earlier in December due to downgrades from JPMorgan amid concerns over the overall payment sector outlook for 2025—expected to be one of the worst years excluding pandemic impacts—Fiserv managed resilience through strategic initiatives led by new Senior Vice President Walter Pritchard since December 1st aimed at enhancing investor relations.

Moreover, discussions surrounding sector stabilization hinted at a bottoming out phase for companies like FISV within broader market trends toward recovery after tax loss selling periods ended around mid-December. Overall, while there were fluctuations driven by external pressures reflecting cautious optimism regarding growth prospects within fintech sectors, FISV maintained upward momentum throughout this period.

Fiserv Inc.'s performance reflects an overperformance of 7.4% relative to the S&P 500 during this timeframe and outperformed the Financials (XLF) sector by 3.6%.

NYSE:FI