Fair Isaac Corporation

NYSE-FICO

Operating Activities	Sep '25	Sep '24	Sep '23	Sep '22	Sep '21	Sep '20	Sep '19	Sep '18	Sep '17	Sep '16
Net Income	651.9	512.8	429.4	373.5	392.1	236.4	192.1	126.5	133.4	109.4
Net Income
Depreciation & Amortization	15	13.8	14.6	20.5	25.6	30.4	31.6	30.2	36.2	31.6
Depreciation and Amortization
Share-Based Compensation Expense	156.7	149.4	123.8	115.4	112.5	93.7	83	74.8	61.2	55.5
Share-Based Compensation
Other Adjustments	-26.2	-22.6	-35.5	36	-93.6	45.8	9.1	-0	-4.6	0.2
Deferred Income Taxes
Tax Effect from Share-Based Payment Arrangements
Excess Tax Benefits from Share-Based Payment Arrangements
Gain on Repurchase of Senior Convertible Notes
Net Amortization of Premium on Marketable Securities
Net Gain on Marketable Securities
Non-Cash Operating Lease Costs
Impairment Loss on Operating Lease Assets
Provision of Doubtful Accounts
Loss on Sale of Business Unit
Gain on Product Line Asset Sale
Net Income on Sales and Abandonment of Property and Equipment
Changes in Trade Receivables	-100.4	-34.1	-70.1	-31.6	24.5	-59.9	-36.2	-8.3	2.9	-18.2
Accounts Receivable
Changes in Accounts Payable	9.8	3.3	2.2	-2.8	-2.4	1.1	1.9	0.8	-2	0.6
Accounts Payable
Changes in Accrued Expenses	10.1	3.2	4.6	-3.6	-13.1	12.1	22.4	7.4	6.5	17.1
Accrued Compensation and Employee Benefits
Changes in Unearned Revenue	29.7	14	18.8	23.5	4.5	5.7	10.5	-4.8	2	5.5
Deferred Revenue
Changes in Other Operating Activities	32.2	-6.8	-19	-21.5	-26.2	-0.3	-54	-3.5	-9.9	8.6
Prepaid Expenses and Other Assets
Other Liabilities
Cash from Operating Activities	778.8	633	468.9	509.5	423.8	364.9	260.4	223.1	225.6	210.3
Net Cash Provided by Operating Activities

Investing Activities	Sep '25	Sep '24	Sep '23	Sep '22	Sep '21	Sep '20	Sep '19	Sep '18	Sep '17	Sep '16
Capital Expenditure	-8.9	-8.9	-4.2	-6	-7.6	-22	-24	-31.3	-19.8	-22
Purchases of Property and Equipment
Proceeds from Sale of Property, Plant & Equipment	—	—	—	—	—	—	—	—	—	—
Cash Proceeds from Sales of Property and Equipment
Purchases of Intangible Assets	-30.5	-16.7	—	—	—	—	—	—	—	—
Capitalized Internal-Use Software Costs
Purchases of Investments	-6.5	-18.4	-10.6	-10	-9.2	-6.1	-6.4	-6.1	-0.8	—
Purchases of Marketable Securities
Purchase of Equity Investment
Proceeds from Sale of Investments	2.2	15.9	5	8.1	7.2	3.5	3.5	3.2	—	—
Proceeds from Maturities of Marketable Securities
Proceeds from Sales of Marketable Securities
Payments for Business Acquisitions	—	—	—	—	—	—	-15.9	—	—	-5.7
Cash Paid for Acquisitions, Net of Cash Acquired
Proceeds from Business Divestments	—	—	-6.1	2.3	147.4	—	—	20	—	—
Cash Transferred, Net of Proceeds, from Product Line Asset Sale
Cash Proceeds from Disposition of London Bridge Phoenix Software, Inc.
Cash Proceeds from Sale of Business Unit
Other Investing Activities	—	—	—	—	—	0.1	—	—	—	0
Distribution from Equity Investment
Cash from Investing Activities	-43.7	-28	-16	-5.7	137.9	-24.6	-42.8	-14.1	-20.6	-27.6
Net Cash Provided by Investing Activities

Financing Activities	Sep '25	Sep '24	Sep '23	Sep '22	Sep '21	Sep '20	Sep '19	Sep '18	Sep '17	Sep '16
Issuance of Long-Term Debt	2,225	947	407	1,589	682	613	229	827	190	122
Proceeds from Revolving Line of Credit and Term Loans
Proceeds from Issuance of Senior Notes
Repayments of Long-Term Debt	-1,371.9	-603.3	-402	-988.3	-259.2	-599.7	-169.9	-662	-156	-159
Payments on Revolving Line of Credit and Term Loans
Payments on Senior Notes
Payments on Finance Leases
Net Issuance / (Repayments) of Long-Term Debt	853.1	343.7	5	600.8	422.8	13.3	59.1	165	34	-37
Issuance of Common Shares	32.8	25	22.2	16	20.9	42.3	22.8	11	14.5	17.8
Proceeds from Issuance of Treasury Stock Under Employee Stock Plans
Repurchases of Common Shares	-1,619.1	-960.9	-482.2	-1,155.1	-965.8	-338.1	-281.9	-386.8	-227.9	-168.4
Taxes Paid Related to Net Share Settlement of Equity Awards
Repurchases of Common Stock
Net Issuance / (Repurchases) of Common Shares	-1,586.3	-935.9	-460	-1,139.1	-944.9	-295.9	-259.1	-375.8	-213.4	-150.5
Common Share Dividends Paid	—	—	—	—	—	—	—	—	-1.2	-2.5
Dividends Paid
Other Financing Activities	-17.2	-0.7	—	-8.8	-1.5	-6.8	—	-7.8	—	—
Payments on Debt Issuance Costs
Excess Tax Benefits from Share-Based Payment Arrangements
Cash from Financing Activities	-750.3	-592.9	-455	-547.2	-523.6	-289.4	-200	-218.6	-180.6	-190
Net Cash Provided by Financing Activities

Free Cash Flow	Sep '25	Sep '24	Sep '23	Sep '22	Sep '21	Sep '20	Sep '19	Sep '18	Sep '17	Sep '16
Free Cash Flow	769.9	624.1	464.7	503.4	416.2	342.9	236.4	191.8	205.8	188.3
NOPAT	751.3	586	498.6	429.9	418.9	272.3	225.4	141.3	150.2	128.4
Levered Free Cash Flow	1,592.9	875.1	451.4	984.4	795.7	276.7	239.5	290.2	175.2	113.8
Unlevered Free Cash Flow	839.1	604.6	515.6	440	399.7	299.2	213.8	140.1	163.1	169.8
Net Change in Cash	-15.2	12	-2	-43.4	38.1	50.9	17.5	-9.7	24.4	-7.4