Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Fair Isaac Corporation

Revenue

EBIT

EBITDA

CapEx

Net Interest Income

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Net Income

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Scores Operating Income

Scores Operating Income % Chg.

Scores Operating Income Common Size

Software Operating Income

Software Operating Income % Chg.

Software Operating Income Common Size

Corporate Operating Income

Corporate Operating Income % Chg.

Corporate Operating Income Common Size

Other EBIT

Other EBIT % Chg.

Other EBIT Common Size

Total EBIT

Total EBIT Common Size

Total EBIT % Chg.

Total On-Premises and SaaS Software ACV Bookings

Total On-Premises and SaaS Software ACV Bookings % Chg.

Platform Annual Recurring Revenue (ARR)

Platform Annual Recurring Revenue (ARR) % Chg.

Non-Platform Annual Recurring Revenue (ARR)

Non-Platform Annual Recurring Revenue (ARR) % Chg.

Total Annual Recurring Revenue (ARR)

Total Annual Recurring Revenue (ARR) % Chg.

Platform Dollar-Based Net Retention Rate (DBNRR)

Platform Dollar-Based Net Retention Rate (DBNRR) % Chg.

Non-Platform Dollar-Based Net Retention Rate (DBNRR)

Non-Platform Dollar-Based Net Retention Rate (DBNRR) % Chg.

Total Dollar-Based Net Retention Rate (DBNRR)

Total Dollar-Based Net Retention Rate (DBNRR) % Chg.

Remaining Performance Obligations (RPOs)

Remaining Performance Obligations (RPOs) % Chg.

Remaining Performance Obligations (RPOs) Expected to be Recognized in the Near Term

Remaining Performance Obligations (RPOs) Expected to be Recognized in the Near Term % Chg.

Key Performance Indicators

Americas Revenue

Americas Revenue % Chg.

Americas Revenue Common Size

EMEA Revenue

EMEA Revenue % Chg.

EMEA Revenue Common Size

Asia Pacific Revenue

Asia Pacific Revenue % Chg.

Asia Pacific Revenue Common Size

Other Revenue by Geography

Other Revenue by Geography Common Size

Total Revenue by Geography

Total Revenue by Geography Common Size

Total Revenue by Geography % Chg.

Revenue by Geography

Platform Software Revenue

Platform Software Revenue % Chg.

Platform Software Revenue Common Size

Non-Platform Software Revenue

Non-Platform Software Revenue % Chg.

Non-Platform Software Revenue Common Size

Total On-Premises Software Revenue

Total On-Premises Software Revenue % Chg.

Total On-Premises Software Revenue Common Size

Professional Services Revenue

Professional Services Revenue % Chg.

Professional Services Revenue Common Size

Business-to-Business Scores Revenue

Business-to-Business Scores Revenue % Chg.

Business-to-Business Scores Revenue Common Size

Business-to-Consumer Scores Revenue

Business-to-Consumer Scores Revenue % Chg.

Business-to-Consumer Scores Revenue Common Size

Total Scores Revenue

Total Scores Revenue % Chg.

Total Scores Revenue Common Size

Other Revenue

Other Revenue % Chg.

Other Revenue Common Size

Total Revenue

Total Revenue Common Size

Total Revenue % Chg.

Revenue	Sep '25
Platform Software Revenue	237.1
Non-Platform Software Revenue	503.1
Total On-Premises Software Revenue	740.1
Professional Services Revenue	82.1
Business-to-Business Scores Revenue	948.6
Business-to-Consumer Scores Revenue	220
Total Scores Revenue	1,168.6
Other Revenue	—
Total Revenue	1,990.9

Revenue by Geography	Sep '25
Americas Revenue	1,732.4
EMEA Revenue	159.8
Asia Pacific Revenue	98.7
Other Revenue by Geography	—
Total Revenue by Geography	1,990.9

EBIT	Sep '25
Scores Operating Income	1,026.2
Software Operating Income	247.7
Corporate Operating Income	-181.5
Other EBIT	-167.6
Total EBIT	924.9

Key Performance Indicators	Sep '25
Total On-Premises and SaaS Software ACV Bookings	102.4
Platform Annual Recurring Revenue (ARR)	263.6
Non-Platform Annual Recurring Revenue (ARR)	483.7
Total Annual Recurring Revenue (ARR)	747.3
Platform Dollar-Based Net Retention Rate (DBNRR)	112%
Non-Platform Dollar-Based Net Retention Rate (DBNRR)	97%
Total Dollar-Based Net Retention Rate (DBNRR)	102%
Remaining Performance Obligations (RPOs)	655.7
Remaining Performance Obligations (RPOs) Expected to be Recognized in the Near Term	50%