The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Commercial Lines segment offers workers' compensation, property, automobile, liability, umbrella, bond, marine, livestock, and reinsurance; and customized insurance products and risk management services, including professional liability, bond, surety, and specialty casualty coverages through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Lines segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channel and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. The company's Group Benefits segment provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; and a single-company leave management solution. This segment distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Its Hartford Funds segment offers investment products for retail and retirement accounts; exchange-traded products through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers; and investment management and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

The Hartford Insurance Group, Inc.

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Benefits, Losses and Loss Adjustment Expenses

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Amortization of Deferred Policy Acquisition Costs

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Insurance Operating Costs and Other Expenses

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Loss on Extinguishment of Debt

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Loss on Reinsurance Transaction

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Interest Expense

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Income from Continuing Operations, Net of Tax

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Net Income (Loss)

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Preferred Stock Dividends

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Net Income (Loss) Available to Common Stockholders

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Basic

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Net Premiums Earned

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Investment Income

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Net Gains on Investments

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Total Other Revenues

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Insurance Benefits & Claims

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Policy Amortization Costs

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Other Operating Expenses

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Operating Profit

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Non-Operating Income

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Provision for Income Taxes

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Consolidated Net Income

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Net Income Attributable to Preferred Dividends

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Net Income Attributable to Discontinued Operations

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Net Income Attributable to Common Shareholders

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Basic EPS

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Revenue

EBIT

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Income Statement	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24
Net Premiums Earned	21,145	23,339	22,956	22,567	22,191	21,767
Investment Income	2,553	2,693	2,631	2,568	2,507	2,445
Net Gains on Investments	—	-89	-138	-61	-71	-148
Net Realized Gains
Total Other Revenues	1,124	1,484	1,477	1,461	1,429	1,409
Fee Income
Other Revenues
Total Revenues	24,822	27,427	26,926	26,535	26,056	25,473
Total Revenues %Chg	-4.7%	7.7%	7.5%	8.2%	7.9%	8.1%
Insurance Benefits & Claims	13,521	15,314	15,263	14,874	14,728	14,448
Benefits, Losses and Loss Adjustment Expenses
Policy Amortization Costs	2,382	2,408	2,344	2,282	2,225	2,157
Amortization of Deferred Policy Acquisition Costs
Other Operating Expenses	4,674	5,450	5,398	5,331	5,180	5,083
Insurance Operating Costs and Other Expenses
Amortization of Other Intangible Assets
Restructuring and Other Costs
Operating Profit	4,245	4,255	3,921	4,048	3,923	3,785
Interest Expense	-150	-199	-199	-199	-198	-199
Interest Expense
Operating Margin	17.1%	15.5%	14.6%	15.3%	15.1%	14.9%
Non-Operating Income	—	—	—	—	—	—
Loss on Extinguishment of Debt
Loss on Reinsurance Transaction
Total Non-Operating Income	-150	-199	-199	-199	-198	-199
Income Before Provision for Income Taxes	4,095	4,056	3,722	3,849	3,725	3,586
Provision for Income Taxes	805	810	733	738	696	673
Consolidated Net Income	3,290	3,246	2,989	3,111	3,029	2,913
Net Income Attributable to Preferred Dividends	15	21	21	21	21	21
Preferred Stock Dividends
Net Income Attributable to Discontinued Operations	—	—	—	—	—	—
Income from Discontinued Operations, Net of Tax
Net Income Attributable to Common Shareholders	3,173	3,224	2,967	3,090	3,008	2,892
Basic EPS	12.4	11.2	10.2	10.5	10.1	9.7
Diluted EPS	12.2	11	10	10.4	10	9.5
Basic Weighted Average Shares Outstanding	285.1	288.1	291	293.9	296.6	299.6
Diluted Weighted Average Shares Outstanding	289.4	292.6	295.6	298.6	301.3	304.2
Total Shares Outstanding	279.6	282.3	285.1	287.6	290.8	294
EBITDA	4,590	4,610	4,242	4,404	4,319	4,224
Effective Tax Rate	19.7%	20%	19.7%	19.2%	18.7%	18.8%