Income StatementLTMDec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15

Net Interest Income

93,798

92,583

89,267

66,710

52,311

54,563

57,245

55,059

50,097

46,083

43,510

Non-Interest Income

85,619

84,973

68,837

61,985

69,338

65,388

58,475

53,724

50,608

50,486

50,033

Total Revenues Before Provision for Credit Losses

179,417

177,556

158,104

128,695

121,649

119,951

115,720

108,783

100,705

96,569

93,543

Total Revenues Before Provision for Credit Losses %Chg

3.5%

12.3%

22.9%

5.8%

1.4%

3.7%

6.4%

8%

4.3%

3.2%

-1.6%

Provision for Credit Losses

12,188

10,678

9,320

6,389

-9,256

17,480

5,585

4,871

5,290

5,361

3,827

Total Revenues After Provision for Credit Losses

167,229

166,878

148,784

122,306

130,905

102,471

110,135

103,912

95,415

91,208

89,716

Compensation Expenses

53,838

51,357

46,465

41,636

38,567

34,988

34,155

33,117

31,208

30,203

29,750

Selling, General & Administrative Expenses

33,355

30,888

28,662

28,139

27,307

25,727

26,027

24,300

22,228

20,914

19,671

Other Non-Interest Expenses

7,226

9,552

12,045

6,365

5,469

5,941

5,087

5,731

6,079

5,555

9,593

Total Non-Interest Expense

94,419

91,797

87,172

76,140

71,343

66,656

65,269

63,148

59,515

56,672

59,014

Income Before Provision for Income Taxes

72,810

75,081

61,612

46,166

59,562

35,815

44,866

40,764

35,900

34,536

30,702

Provision for Income Taxes

14,782

16,610

12,060

8,490

11,228

6,684

8,435

8,290

11,459

9,803

6,260

Consolidated Net Income

58,028

58,471

49,552

37,676

48,334

29,131

36,431

32,474

24,441

24,733

24,442

Net Income Attributable to Discontinued Operations

—

—

—

—

—

—

—

—

—

—

—

Net Income Attributable to Common Shareholders

56,659

56,868

47,760

35,892

46,503

27,410

34,642

30,709

22,567

22,834

22,651

Basic EPS

20.2

19.8

16.3

12.1

15.4

8.9

10.8

9

6.4

6.2

6.1

Diluted EPS

20.2

19.8

16.2

12.1

15.4

8.9

10.7

9

6.3

6.2

6

Basic Weighted Average Shares Outstanding

2,801.9

2,873.9

2,938.6

2,965.8

3,021.5

3,058.4

3,221.5

3,396.4

3,551.6

3,658.8

3,741.2

Diluted Weighted Average Shares Outstanding

2,807

2,879

2,943.1

2,970

3,026.6

3,058.4

3,230.4

3,414

3,576.8

3,690

3,773.6

Total Shares Outstanding

2,722.3

2,797.6

2,876.7

2,934.3

2,944.1

3,049.4

3,084

3,275.8

3,425.3

3,561.2

3,663.5

EBITDA

8,474

7,938

7,512

7,051

7,932

8,614

8,368

7,791

6,179

5,478

4,940

Effective Tax Rate

20.3%

22.1%

19.6%

18.4%

18.9%

18.7%

18.8%

20.3%

31.9%

28.4%

20.4%