Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. The company's commercial lines offerings include construction, small business, excess and general casualty, commercial property, allied health, life sciences, energy, environmental, health care, inland marine, public entity, and commercial insurance, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. The company was founded in 2009 and is headquartered in Richmond, Virginia.

Kinsale Capital Group, Inc.

Revenue

EBIT

EBITDA

CapEx

Net Interest Income

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Net Income

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Loss Ratio

Loss Ratio % Chg.

Expense Ratio

Expense Ratio % Chg.

Combined Ratio

Combined Ratio % Chg.

Net Retention Ratio

Net Retention Ratio % Chg.

Key Performance Indicators

Direct Earned Premiums

Direct Earned Premiums % Chg.

Assumed Earned Premiums

Assumed Earned Premiums % Chg.

Ceded Earned Premiums

Ceded Earned Premiums % Chg.

Net Earned Premiums

Net Earned Premiums % Chg.

Total Net Premiums Earned

Total Net Premiums Earned Common Size

Total Net Premiums Earned % Chg.

Net Premiums Earned

Direct Written Premiums

Direct Written Premiums % Chg.

Assumed Written Premiums

Assumed Written Premiums % Chg.

Ceded Written Premiums

Ceded Written Premiums % Chg.

Net Written Premiums

Net Written Premiums % Chg.

Total Net Premiums Written

Total Net Premiums Written Common Size

Total Net Premiums Written % Chg.

Net Premiums Written

Net Premiums Written	Sep '25	Jun '25
Direct Written Premiums	486.3	555.5
Ceded Written Premiums	-81.2	-96.8
Net Written Premiums	405.1	458.7
Total Net Premiums Written	405.1	458.7

Net Premiums Earned	Sep '25	Jun '25
Direct Earned Premiums	497.8	480.1
Assumed Earned Premiums	—	—
Ceded Earned Premiums	-86.8	-96.5
Net Earned Premiums	411	383.6
Total Net Premiums Earned	411	383.6

Key Performance Indicators	Sep '25	Jun '25
Loss Ratio	53.9%	55.1%
Expense Ratio	21%	20.7%
Combined Ratio	74.9%	75.8%
Net Retention Ratio	83.3%	82.6%