MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates through five segments: U.S.; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, individual disability, pet insurance, accidental death and dismemberment, vision, and accident and health coverages, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it provides fixed, indexed-linked, and variable annuities; and pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity reinsurance solutions; credit insurance products; and protection against long-term health care services. MetLife, Inc. was founded in 1863 and is headquartered in New York, New York.

MetLife, Inc.

Premiums

Premiums %Chg

Premiums Common Size

Universal Life and Investment-Type Product Policy Fees

Universal Life and Investment-Type Product Policy Fees %Chg

Universal Life and Investment-Type Product Policy Fees Common Size

Net Investment Income

Net Investment Income %Chg

Net Investment Income Common Size

Other Revenues

Other Revenues %Chg

Other Revenues Common Size

Other-Than-Temporary Impairments on Fixed Maturity Securities

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Other-Than-Temporary Impairments on Fixed Maturity Securities Common Size

Other-Than-Temporary Impairments on Fixed Maturity Securities Transferred to Other Comprehensive Income

Other-Than-Temporary Impairments on Fixed Maturity Securities Transferred to Other Comprehensive Income %Chg

Other-Than-Temporary Impairments on Fixed Maturity Securities Transferred to Other Comprehensive Income Common Size

Other Net Investment Gains

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Other Net Investment Gains Common Size

Net Investment Gains

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Net Investment Gains Common Size

Net Derivative Gains

Net Derivative Gains %Chg

Net Derivative Gains Common Size

Total Revenues

Total Revenues %Chg

Total Revenues Common Size

Policyholder Benefits and Claims

Policyholder Benefits and Claims %Chg

Policyholder Benefits and Claims Common Size

Policyholder Liability Remeasurement Losses

Policyholder Liability Remeasurement Losses %Chg

Policyholder Liability Remeasurement Losses Common Size

Market Risk Benefit Remeasurement Losses

Market Risk Benefit Remeasurement Losses %Chg

Market Risk Benefit Remeasurement Losses Common Size

Interest Credited to Policyholder Account Balances

Interest Credited to Policyholder Account Balances %Chg

Interest Credited to Policyholder Account Balances Common Size

Policyholder Dividends

Policyholder Dividends %Chg

Policyholder Dividends Common Size

Capitalization of DAC

Capitalization of DAC %Chg

Capitalization of DAC Common Size

Amortization of DAC, VOBA and Negative VOBA

Amortization of DAC, VOBA and Negative VOBA %Chg

Amortization of DAC, VOBA and Negative VOBA Common Size

Amortization of Negative VOBA

Amortization of Negative VOBA %Chg

Amortization of Negative VOBA Common Size

Interest Expense on Debt

Interest Expense on Debt %Chg

Interest Expense on Debt Common Size

Other Expenses

Other Expenses %Chg

Other Expenses Common Size

Total Expenses

Total Expenses %Chg

Total Expenses Common Size

Income Before Provision for Income Tax

Income Before Provision for Income Tax %Chg

Income Before Provision for Income Tax Common Size

Provision for Income Tax Expense

Provision for Income Tax Expense %Chg

Provision for Income Tax Expense Common Size

Income from Continuing Operations, Net of Income Tax

Income from Continuing Operations, Net of Income Tax %Chg

Income from Continuing Operations, Net of Income Tax Common Size

Income from Discontinued Operations, Net of Income Tax

Income from Discontinued Operations, Net of Income Tax %Chg

Income from Discontinued Operations, Net of Income Tax Common Size

Net Income

Net Income %Chg

Net Income Common Size

Less: Net Income Attributable to Noncontrolling Interests

Less: Net Income Attributable to Noncontrolling Interests %Chg

Less: Net Income Attributable to Noncontrolling Interests Common Size

Net Income Attributable to MetLife, Inc.

Net Income Attributable to MetLife, Inc. %Chg

Net Income Attributable to MetLife, Inc. Common Size

Less: Preferred Stock Dividends

Less: Preferred Stock Dividends %Chg

Less: Preferred Stock Dividends Common Size

Preferred Stock Redemption Premium

Preferred Stock Redemption Premium %Chg

Preferred Stock Redemption Premium Common Size

Net Income Available to MetLife, Inc.'s Common Shareholders

Net Income Available to MetLife, Inc.'s Common Shareholders %Chg

Net Income Available to MetLife, Inc.'s Common Shareholders Common Size

Basic

Basic %Chg

Basic Common Size

Diluted

Diluted %Chg

Diluted Common Size

Net Premiums Earned

Net Premiums Earned %Chg

Net Premiums Earned Common Size

Investment Income

Investment Income %Chg

Investment Income Common Size

Net Gains on Investments

Net Gains on Investments %Chg

Net Gains on Investments Common Size

Total Other Revenues

Total Other Revenues %Chg

Total Other Revenues Common Size

Insurance Benefits & Claims

Insurance Benefits & Claims %Chg

Insurance Benefits & Claims Common Size

Policy Amortization Costs

Policy Amortization Costs %Chg

Policy Amortization Costs Common Size

Other Operating Expenses

Other Operating Expenses %Chg

Other Operating Expenses Common Size

Operating Profit

Operating Profit %Chg

Operating Profit Common Size

Interest Expense

Interest Expense %Chg

Interest Expense Common Size

Operating Margin

Operating Margin %Chg

Operating Margin Common Size

Total Non-Operating Income

Total Non-Operating Income %Chg

Total Non-Operating Income Common Size

Income Before Provision for Income Taxes

Income Before Provision for Income Taxes %Chg

Income Before Provision for Income Taxes Common Size

Revenue

EBIT

EBITDA

CapEx

Net Interest Income

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Income Statement	Jun '25	Dec '24	Jun '24	Dec '23	Jun '23	Dec '22
Net Premiums Earned	22,533	23,264	21,681	23,016	21,267	26,337
Premiums
Investment Income	10,546	10,632	10,641	10,191	9,717	8,049
Net Investment Income
Net Gains on Investments	-1,024	-524	-2,283	-2,154	-2,810	-391
Net Investment Gains
Net Derivative Gains
Other-Than-Temporary Impairments on Fixed Maturity Securities
Other-Than-Temporary Impairments on Fixed Maturity Securities Transferred to Other Comprehensive Income
Other Net Investment Gains
Total Other Revenues	3,854	3,734	3,841	3,841	3,837	3,896
Universal Life and Investment-Type Product Policy Fees
Other Revenues
Total Revenues	35,909	37,106	33,880	34,894	32,011	37,891
Total Revenues %Chg	6%	6.3%	5.8%	-7.9%	3.7%	9.5%
Total Revenues
Total Revenues %Chg
Insurance Benefits & Claims	26,906	27,111	25,236	26,899	25,134	28,451
Policyholder Benefits and Claims
Interest Credited to Policyholder Account Balances
Policyholder Dividends
Policyholder Liability Remeasurement Losses
Market Risk Benefit Remeasurement Losses
Policy Amortization Costs	—	—	—	—	—	—
Amortization of DAC, VOBA and Negative VOBA
Capitalization of DAC
Amortization of Negative VOBA
Other Operating Expenses	6,669	6,620	6,397	6,520	6,190	5,999
Other Expenses
Operating Profit	2,334	3,375	2,247	1,475	687	3,441
Interest Expense	—	—	—	—	—	—
Interest Expense on Debt
Operating Margin	6.5%	9.1%	6.6%	4.2%	2.1%	9.1%
Total Non-Operating Income	—	—	—	—	—	—
Income Before Provision for Income Taxes	2,334	3,375	2,247	1,475	687	3,441
Income Before Provision for Income Tax
Provision for Income Taxes	649	759	419	366	194	693
Provision for Income Tax Expense
Consolidated Net Income	1,685	2,616	1,828	1,109	493	2,748
Net Income
Net Income Attributable to Minority Interests and Other	11	3	15	13	11	8
Less: Net Income Attributable to Noncontrolling Interests
Net Income Attributable to Preferred Dividends	97	99	101	100	98	93
Less: Preferred Stock Dividends
Preferred Stock Redemption Premium
Net Income Attributable to Discontinued Operations	—	—	—	—	—	—
Income from Discontinued Operations, Net of Income Tax
Net Income Attributable to Common Shareholders	1,577	2,514	1,712	996	384	2,647
Net Income Available to MetLife, Inc.'s Common Shareholders
Basic EPS	2.3	3.6	2.4	1.3	0.5	3.3
Diluted EPS	2.3	3.6	2.4	1.3	0.5	3.3
Basic Weighted Average Shares Outstanding	676.5	696	716.8	744.8	770.6	789.7
Diluted Weighted Average Shares Outstanding	681	700.7	721.5	749.2	775.4	795.3
Total Shares Outstanding	666.8	689.2	703.8	730.8	757.2	779.1
EBITDA	2,334	4,089	2,247	2,193	687	4,114
Effective Tax Rate	27.8%	22.5%	18.6%	24.8%	28.2%	20.1%