MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates through five segments: U.S.; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, individual disability, pet insurance, accidental death and dismemberment, vision, and accident and health coverages, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it provides fixed, indexed-linked, and variable annuities; and pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity reinsurance solutions; credit insurance products; and protection against long-term health care services. MetLife, Inc. was founded in 1863 and is headquartered in New York, New York.

MetLife, Inc.

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Group Benefits Adjusted Earnings

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Retirement & Income Solutions (RIS) Adjusted Earnings

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US Adjusted Earnings

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Asia Adjusted Earnings

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Latin America Adjusted Earnings

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EMEA Adjusted Earnings

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MetLife Holdings Adjusted Earnings

MetLife Holdings Adjusted Earnings % Chg.

Corporate & Other Adjusted Earnings

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Total Adjusted Net Income

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Expense Ratio

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Direct Expense Ratio

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Key Performance Indicators

Group Benefits Premiums

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Retirement & Income Solutions (RIS) Premiums

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US Premiums

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Asia Premiums

Asia Premiums % Chg.

Latin America Premiums

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EMEA Premiums

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MetLife Holdings Premiums

MetLife Holdings Premiums % Chg.

Corporate & Other Premiums

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Eliminations from Premiums

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Total Net Premiums Earned

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Net Premiums Earned

Group Benefits Revenue

Group Benefits Revenue % Chg.

Group Benefits Revenue Common Size

Retirement & Income Solutions (RIS) Revenue

Retirement & Income Solutions (RIS) Revenue % Chg.

Retirement & Income Solutions (RIS) Revenue Common Size

US Revenue

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US Revenue Common Size

Asia Revenue

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Asia Revenue Common Size

Latin America Revenue

Latin America Revenue % Chg.

Latin America Revenue Common Size

EMEA Revenue

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EMEA Revenue Common Size

MetLife Holdings Revenue

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Corporate & Other Revenue

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Eliminations from Revenue

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Other Revenue

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Total Revenue

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Total Revenue % Chg.

Net Premiums Earned	Sep '25	Jun '25
Group Benefits Premiums	22,805	22,681
Retirement & Income Solutions (RIS) Premiums	7,999	8,405
US Premiums	30,804	31,086
Asia Premiums	5,034	5,016
Latin America Premiums	4,810	4,663
EMEA Premiums	2,414	2,338
MetLife Holdings Premiums	2,604	2,656
Corporate & Other Premiums	17	—
Total Net Premiums Earned	45,683	45,759

Revenue	Sep '25	Jun '25
Group Benefits Revenue	26,625	26,455
Retirement & Income Solutions (RIS) Revenue	17,212	17,572
US Revenue	43,837	44,027
Asia Revenue	11,776	11,524
Latin America Revenue	7,945	7,799
EMEA Revenue	3,011	2,927
MetLife Holdings Revenue	7,020	7,040
Corporate & Other Revenue	798	783
Eliminations from Revenue	—	—
Other Revenue	-2,451	-1,085
Total Revenue	71,936	73,015

Adjusted Net Income	Sep '25	Jun '25
Group Benefits Adjusted Earnings	1,638	1,556
Retirement & Income Solutions (RIS) Adjusted Earnings	1,591	1,627
US Adjusted Earnings	3,229	3,183
Asia Adjusted Earnings	1,710	1,473
Latin America Adjusted Earnings	799	873
EMEA Adjusted Earnings	330	312
MetLife Holdings Adjusted Earnings	654	633
Corporate & Other Adjusted Earnings	-968	-929
Total Adjusted Net Income	5,754	5,545