Net Premiums EarnedSep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23Mar '23Dec '22Sep '22Jun '22Mar '22Dec '21Sep '21

Group Benefits Premiums

5,662

5,801

Retirement & Income Solutions (RIS) Premiums

1,045

1,210

US Premiums

6,707

7,011

Asia Premiums

1,290

1,278

Latin America Premiums

1,288

1,260

EMEA Premiums

638

626

MetLife Holdings Premiums

621

624

Corporate & Other Premiums

11

8

Eliminations from Premiums

—

—

Total Net Premiums Earned

10,555

10,807

RevenueSep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23Mar '23Dec '22Sep '22Jun '22Mar '22Dec '21Sep '21

Group Benefits Revenue

6,627

6,756

Retirement & Income Solutions (RIS) Revenue

3,352

3,500

US Revenue

9,979

10,256

Asia Revenue

3,094

2,909

Latin America Revenue

2,077

2,079

EMEA Revenue

794

780

MetLife Holdings Revenue

1,754

1,704

Corporate & Other Revenue

203

193

Eliminations from Revenue

—

—

Other Revenue

-540

-581

Total Revenue

17,361

17,340

Adjusted Net IncomeSep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23Mar '23Dec '22Sep '22Jun '22Mar '22Dec '21Sep '21

Group Benefits Adjusted Earnings

455

400

Retirement & Income Solutions (RIS) Adjusted Earnings

436

368

US Adjusted Earnings

891

768

Asia Adjusted Earnings

543

350

Latin America Adjusted Earnings

147

233

EMEA Adjusted Earnings

88

100

MetLife Holdings Adjusted Earnings

203

144

Corporate & Other Adjusted Earnings

-288

-233

Total Adjusted Net Income

1,584

1,362

Key Performance IndicatorsSep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23Mar '23Dec '22Sep '22Jun '22Mar '22Dec '21Sep '21

Expense Ratio

21.7%

19.8%

Direct Expense Ratio

11.6%

11.4%