Nu Holdings Ltd. Website

Nu Holdings Ltd.

NYSE-NU

RevenueLTMDec '24Dec '23Dec '22Dec '21

Interest Income - Credit Card

4,129.4

3,802.4

2,521.9

Interest Income - Lending

4,253.3

3,038.7

1,650.3

Interest Income - Other Assets at Amortized Cost

1,936.4

1,279

851.2

Interest Income - Other Receivables

329.6

324.2

398.5

Interest Income and Gains (Losses) on Financial Instruments at Fair Value

1,283.3

1,186.8

1,017.7

Interest Income and Gains (Losses) on Financial Instruments

11,932

9,631

6,439.7

Fee and Commission Income

2,146.1

1,886

1,589.3

Total Revenue

14,078.2

11,517.1

8,029

Revenue by GeographyLTMDec '24Dec '23Dec '22Dec '21

Brazil Revenue

11,019.8

9,478.5

5,728.7

Mexico Revenue

827.4

650.8

354.9

Colombia Revenue

—

160.6

75.4

Cayman Islands Revenue

—

38.2

—

Uruguay Revenue

—

0.3

—

United States Revenue

—

1.8

1

Total Revenue by Geography

11,847.2

10,330.2

6,160

Key Performance IndicatorsLTMDec '24Dec '23Dec '22Dec '21

Brazil - Number of Customers

110.1

101.8

87.9

Mexico - Number of Customers

13.1

10

5.2

Colombia - Number of Customers

3.8

2.5

0.8

Total Number of Customers

127

114.2

93.9

Brazil - Number of Active Customers

94.1

86.4

73.5

Monthly Active Customers

105.9

94.9

78

Customer Activity Rate

83%

83%

83%

Credit Card Purchase Volume

86,500

81,100

71,600

Prepaid Card Purchase Volume

45,900

44,400

39,500

Total Purchase Volume

132,400

125,600

111,100

Monthly Average Revenue per Active Customer

—

11.1

9.6

Monthly Average Cost to Serve per Active Customer

—

0.8

0.8

Total Customer Loans - Credit Card and Personal Loans

30,400

20,700

18,200

Customer Deposits

38,800

28,900

23,700

Interest-Earning Portfolio

17,700

11,200

8,200