OneMain Holdings, Inc.
NYSE-OMF
Company Overview
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.
Name
OneMain Holdings, Inc.
CEO
Douglas H. Shulman
Website
www.onemainfinancial.com
Sector
Consumer Finance
Year Founded
1912
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What's happening
Nov 12, 2025 - Dec 12, 2025
OneMain Holdings Inc Surges 12.6% Amid Strategic Moves and Analyst Ratings
- Truist Securities initiated coverage with a Buy rating, boosting investor confidence in OneMain Holdings Inc.
- The company announced plans to offer $500 million in senior notes due in 2033, aiming to strengthen its capital structure.
- Despite some bearish sentiment from analysts, OMF maintained strong upward momentum throughout the month.
Over the past month, OneMain Holdings Inc (OMF) saw a significant increase of 12.6% in its stock price, outperforming the S&P 500's modest gain of 0.7%. This performance indicates strong investor sentiment and confidence driven by OMF’s strategic initiatives and market positioning. A pivotal factor was Truist Securities' initiation of coverage with a Buy rating and a price target set at $75, which positively influenced market perceptions regarding the company's future prospects.
On December 4th, OMF was reported to be on track for a record high close while announcing plans to issue $500 million in senior notes due in 2033. This financial maneuver is aimed at further strengthening its capital structure and suggests that investors view this as a proactive step towards long-term growth potential. The positive momentum from these developments significantly contributed to OMF's bullish trajectory during this period.
However, not all news was favorable; on November 24th, Citizens Financial Group maintained their Market Outperform rating but lowered their price target for OMF to $68 based on current market conditions. This adjustment may have introduced temporary bearish sentiment among investors but did not overshadow the overall positive trends observed throughout most of the month.
The sale of shares by EVP and COO Micah R. Conrad also drew attention when he sold 5,000 shares at an average price of $59.2 shortly before disclosing his transaction with the SEC on November 13th. While insider selling can sometimes raise concerns about management's confidence in company performance, it is noteworthy that Conrad retained ownership of over 88 thousand shares post-sale.
Overall, despite facing some bearish sentiments from analysts’ adjustments like those from Citizens Financial Group, OneMain Holdings Inc managed robust upward momentum driven by strategic financial decisions and favorable analyst ratings throughout the month—ultimately outperforming both the broader S&P index as well as its sector peers within Financials (XLF) by an impressive margin of 9.4%.