The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company's Retail Banking segment offers checking, savings, and money market accounts, as well as certificates of deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. Its Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management services, receivables and disbursement management services, funds transfer services, international payment services, and access to online/mobile information management and reporting; foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The company's Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services for ultra high net worth individuals and their families. It also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services for institutional clients. The company has 2,591 branches and 9,502 ATMs. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.

The PNC Financial Services Group, Inc.

Loans

Loans %Chg

Loans Common Size

Investment Securities

Investment Securities %Chg

Investment Securities Common Size

Other

Other %Chg

Other Common Size

Total Interest Income

Total Interest Income %Chg

Total Interest Income Common Size

Deposits

Deposits %Chg

Deposits Common Size

Borrowed Funds

Borrowed Funds %Chg

Borrowed Funds Common Size

Total Interest Expense

Total Interest Expense %Chg

Total Interest Expense Common Size

Net Interest Income

Net Interest Income %Chg

Net Interest Income Common Size

Fund Servicing

Fund Servicing %Chg

Fund Servicing Common Size

Asset Management

Asset Management %Chg

Asset Management Common Size

Consumer Services

Consumer Services %Chg

Consumer Services Common Size

Corporate Services

Corporate Services %Chg

Corporate Services Common Size

Equity Management Gains

Equity Management Gains %Chg

Equity Management Gains Common Size

Residential Mortgage

Residential Mortgage %Chg

Residential Mortgage Common Size

Service Charges on Deposits

Service Charges on Deposits %Chg

Service Charges on Deposits Common Size

Brokerage

Brokerage %Chg

Brokerage Common Size

Net Securities Gains

Net Securities Gains %Chg

Net Securities Gains Common Size

Trading

Trading %Chg

Trading Common Size

Gain on BlackRock/MLIM Transaction

Gain on BlackRock/MLIM Transaction %Chg

Gain on BlackRock/MLIM Transaction Common Size

Net Gains on Sales of Securities

Net Gains on Sales of Securities %Chg

Net Gains on Sales of Securities Common Size

Other-Than-Temporary Impairments

Other-Than-Temporary Impairments %Chg

Other-Than-Temporary Impairments Common Size

Less: Noncredit Portion of Other-Than-Temporary Impairments

Less: Noncredit Portion of Other-Than-Temporary Impairments %Chg

Less: Noncredit Portion of Other-Than-Temporary Impairments Common Size

Net Other-Than-Temporary Impairments

Net Other-Than-Temporary Impairments %Chg

Net Other-Than-Temporary Impairments Common Size

Gains on BlackRock Transactions

Gains on BlackRock Transactions %Chg

Gains on BlackRock Transactions Common Size

Asset Management and Brokerage

Asset Management and Brokerage %Chg

Asset Management and Brokerage Common Size

Capital Markets and Advisory

Capital Markets and Advisory %Chg

Capital Markets and Advisory Common Size

Card and Cash Management

Card and Cash Management %Chg

Card and Cash Management Common Size

Lending and Deposit Services

Lending and Deposit Services %Chg

Lending and Deposit Services Common Size

Residential and Commercial Mortgage

Residential and Commercial Mortgage %Chg

Residential and Commercial Mortgage Common Size

Securities Gains (Losses)

Securities Gains (Losses) %Chg

Securities Gains (Losses) Common Size

Total Other Income

Total Other Income %Chg

Total Other Income Common Size

Noninterest Income

Non-Interest Income

Non-Interest Income %Chg

Non-Interest Income Common Size

Total Revenues Before Provision for Credit Losses

Total Revenues Before Provision for Credit Losses %Chg

Total Revenues Before Provision for Credit Losses Common Size

Total Revenue

Total Revenue %Chg

Total Revenue Common Size

Provision for Credit Losses

Provision for Credit Losses %Chg

Provision for Credit Losses Common Size

Total Revenues After Provision for Credit Losses

Total Revenues After Provision for Credit Losses %Chg

Total Revenues After Provision for Credit Losses Common Size

Compensation Expenses

Revenue

EBIT

EBITDA

CapEx

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Net Income

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Income Statement	LTM	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16	Dec '15
Net Interest Income	14,202	13,499	13,916	13,014	10,647	9,946	9,965	9,721	9,108	8,391	8,278
Total Interest Income
Total Interest Expense
Non-Interest Income	7,671	8,056	7,574	8,106	8,564	6,955	6,874	6,469	7,221	6,771	6,947
Asset Management
Consumer Services
Corporate Services
Residential Mortgage
Service Charges on Deposits
Asset Management and Brokerage
Capital Markets and Advisory
Card and Cash Management
Lending and Deposit Services
Residential and Commercial Mortgage
Other
Fund Servicing
Equity Management Gains
Brokerage
Net Securities Gains
Trading
Gain on BlackRock/MLIM Transaction
Net Gains on Sales of Securities
Net Other-Than-Temporary Impairments
Gains on BlackRock Transactions
Securities Gains (Losses)
Other
Other-Than-Temporary Impairments
Less: Noncredit Portion of Other-Than-Temporary Impairments
Total Revenues Before Provision for Credit Losses	22,595	21,555	21,490	21,120	19,211	16,901	16,839	16,190	16,329	15,162	15,225
Total Revenues Before Provision for Credit Losses %Chg	5.8%	0.3%	1.8%	9.9%	13.7%	0.4%	4%	-0.9%	7.7%	-0.4%	-1%
Total Revenue
Provision for Credit Losses	796	789	742	477	-779	3,175	773	408	441	433	255
Provision for Credit Losses
Total Revenues After Provision for Credit Losses	21,799	20,766	20,748	20,643	19,990	13,726	16,066	15,782	15,888	14,729	14,970
Compensation Expenses	7,606	7,302	7,428	7,244	7,141	5,673	5,647	5,471	5,268	4,873	4,831
Personnel
Employee Benefits
Selling, General & Administrative Expenses	3,011	2,843	2,743	2,742	2,670	2,238	2,345	2,206	2,177	2,082	2,016
Occupancy
Equipment
Marketing
Other Non-Interest Expenses	3,120	3,379	3,841	3,184	3,191	2,386	2,582	2,619	2,953	2,521	2,616
Other
Total Non-Interest Expense	13,737	13,524	14,012	13,170	13,002	10,297	10,574	10,296	10,398	9,476	9,463
Noninterest Expense
Income Before Provision for Income Taxes	8,062	7,242	6,736	7,473	6,988	3,429	5,492	5,486	5,490	5,253	5,507
Income Before Income Taxes and Noncontrolling Interests
Provision for Income Taxes	1,471	1,289	1,089	1,360	1,263	426	901	928	102	1,268	1,364
Income Taxes
Consolidated Net Income	6,591	5,953	5,647	6,113	5,725	3,003	4,591	4,558	5,388	3,985	4,143
Net Income Attributable to Minority Interests and Other	65	64	69	72	51	41	49	45	50	82	37
Less: Net Income Attributable to Noncontrolling Interests
Net Income Attributable to Preferred Dividends	327	360	425	306	238	233	240	240	262	215	225
Preferred Stock Dividends
Preferred Stock Discount Accretion and Redemptions
Net Income Attributable to Discontinued Operations	—	—	—	—	—	4,555	827	788	—	—	—
Net Income from Discontinued Operations
Net Income Attributable to Common Shareholders	6,199	5,529	5,153	5,735	5,436	7,284	5,129	5,061	5,076	3,688	3,881
Net Income Attributable to Common Shareholders
Basic EPS	15.5	13.8	12.8	13.9	12.7	17	11.4	9.1	10.5	7.4	7.5
Diluted EPS	15.5	13.7	12.8	13.9	12.7	17	11.4	9.1	10.4	7.3	7.4
Basic Weighted Average Shares Outstanding	397.5	399	401	412	426	427	447	467	481	494	514
Diluted Weighted Average Shares Outstanding	397.8	400	401	412	426	427	448	470	486	500	521
Total Shares Outstanding	392.2	395.9	398	400.6	420	424	433	457	473	485	504
EBITDA	437	259	217	651	1,773	1,497	1,315	1,129	1,117	1,193	1,088
Effective Tax Rate	18.2%	17.8%	16.2%	18.2%	18.1%	12.4%	16.4%	16.9%	1.9%	24.1%	24.8%