The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company's Retail Banking segment offers checking, savings, and money market accounts, as well as certificates of deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. Its Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management services, receivables and disbursement management services, funds transfer services, international payment services, and access to online/mobile information management and reporting; foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The company's Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services for ultra high net worth individuals and their families. It also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services for institutional clients. The company has 2,591 branches and 9,502 ATMs. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.

The PNC Financial Services Group, Inc.

Loans

Loans %Chg

Loans Common Size

Investment Securities

Investment Securities %Chg

Investment Securities Common Size

Other

Other %Chg

Other Common Size

Total Interest Income

Total Interest Income %Chg

Total Interest Income Common Size

Deposits

Deposits %Chg

Deposits Common Size

Borrowed Funds

Borrowed Funds %Chg

Borrowed Funds Common Size

Total Interest Expense

Total Interest Expense %Chg

Total Interest Expense Common Size

Net Interest Income

Net Interest Income %Chg

Net Interest Income Common Size

Asset Management

Asset Management %Chg

Asset Management Common Size

Consumer Services

Consumer Services %Chg

Consumer Services Common Size

Corporate Services

Corporate Services %Chg

Corporate Services Common Size

Residential Mortgage

Residential Mortgage %Chg

Residential Mortgage Common Size

Service Charges on Deposits

Service Charges on Deposits %Chg

Service Charges on Deposits Common Size

Net Gains on Sales of Securities

Net Gains on Sales of Securities %Chg

Net Gains on Sales of Securities Common Size

Asset Management and Brokerage

Asset Management and Brokerage %Chg

Asset Management and Brokerage Common Size

Capital Markets and Advisory

Capital Markets and Advisory %Chg

Capital Markets and Advisory Common Size

Card and Cash Management

Card and Cash Management %Chg

Card and Cash Management Common Size

Lending and Deposit Services

Lending and Deposit Services %Chg

Lending and Deposit Services Common Size

Residential and Commercial Mortgage

Residential and Commercial Mortgage %Chg

Residential and Commercial Mortgage Common Size

Gain on Visa Shares Exchange Program

Gain on Visa Shares Exchange Program %Chg

Gain on Visa Shares Exchange Program Common Size

Securities Gains (Losses)

Securities Gains (Losses) %Chg

Securities Gains (Losses) Common Size

Total Other Income

Total Other Income %Chg

Total Other Income Common Size

Noninterest Income

Noninterest Income %Chg

Noninterest Income Common Size

Total Noninterest Income

Total Noninterest Income %Chg

Total Noninterest Income Common Size

Total Revenue

Total Revenue %Chg

Total Revenue Common Size

Provision for Credit Losses

Provision for Credit Losses %Chg

Provision for Credit Losses Common Size

Personnel

Personnel %Chg

Personnel Common Size

Occupancy

Occupancy %Chg

Occupancy Common Size

Equipment

Equipment %Chg

Equipment Common Size

Marketing

Marketing %Chg

Marketing Common Size

Noninterest Expense

Non-Interest Income

Non-Interest Income %Chg

Non-Interest Income Common Size

Total Revenues Before Provision for Credit Losses

Total Revenues Before Provision for Credit Losses %Chg

Total Revenues Before Provision for Credit Losses Common Size

Total Revenues After Provision for Credit Losses

Total Revenues After Provision for Credit Losses %Chg

Total Revenues After Provision for Credit Losses Common Size

Compensation Expenses

Compensation Expenses %Chg

Compensation Expenses Common Size

Selling, General & Administrative Expenses

Selling, General & Administrative Expenses %Chg

Selling, General & Administrative Expenses Common Size

Other Non-Interest Expenses

Other Non-Interest Expenses %Chg

Other Non-Interest Expenses Common Size

Total Non-Interest Expense

Total Non-Interest Expense %Chg

Total Non-Interest Expense Common Size

Revenue

EBIT

EBITDA

CapEx

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Net Income

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Income Statement	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24
Net Interest Income	3,648	3,555	3,476	3,523	3,410	3,302
Total Interest Income
Total Interest Expense
Non-Interest Income	2,268	2,106	1,976	2,044	2,020	2,109
Asset Management
Consumer Services
Corporate Services
Residential Mortgage
Service Charges on Deposits
Asset Management and Brokerage
Capital Markets and Advisory
Card and Cash Management
Lending and Deposit Services
Residential and Commercial Mortgage
Other
Net Gains on Sales of Securities
Securities Gains (Losses)
Other
Gain on Visa Shares Exchange Program
Total Revenues Before Provision for Credit Losses	5,915	5,661	5,452	5,567	5,432	5,411
Total Revenues Before Provision for Credit Losses %Chg	8.9%	4.6%	6%	3.8%	3.8%	2.2%
Total Revenue
Provision for Credit Losses	167	254	219	156	243	235
Provision for Credit Losses
Total Revenues After Provision for Credit Losses	5,748	5,407	5,233	5,411	5,189	5,176
Compensation Expenses	1,970	1,889	1,890	1,857	1,869	1,782
Personnel
Selling, General & Administrative Expenses	744	728	714	825	684	685
Occupancy
Equipment
Marketing
Other Non-Interest Expenses	747	766	783	824	774	890
Other
Total Non-Interest Expense	3,461	3,383	3,387	3,506	3,327	3,357
Noninterest Expense
Income Before Provision for Income Taxes	2,287	2,024	1,846	1,905	1,862	1,819
Income Before Income Taxes and Noncontrolling Interests
Provision for Income Taxes	465	381	347	278	357	342
Income Taxes
Consolidated Net Income	1,822	1,643	1,499	1,627	1,505	1,477
Net Income Attributable to Minority Interests and Other	14	16	18	17	15	18
Less: Net Income Attributable to Noncontrolling Interests
Net Income Attributable to Preferred Dividends	73	85	73	96	82	97
Preferred Stock Dividends
Preferred Stock Discount Accretion and Redemptions
Net Income Attributable to Discontinued Operations	—	—	—	—	—	—
Net Income from Discontinued Operations
Net Income Attributable to Common Shareholders	1,735	1,542	1,408	1,514	1,406	1,362
Net Income Attributable to Common Shareholders
Basic EPS	4.4	3.9	3.5	3.8	3.5	3.4
Diluted EPS	4.4	3.9	3.5	3.8	3.5	3.4
Basic Weighted Average Shares Outstanding	396	397	398	399	399	400
Diluted Weighted Average Shares Outstanding	397	397	398	399	400	400
Total Shares Outstanding	392.4	394	395.8	395.9	396.9	397.6
EBITDA	101	82	90	164	21	37
Effective Tax Rate	20.3%	18.8%	18.8%	14.6%	19.2%	18.8%