Toast, Inc. operates a cloud-based and digital technology platform for the restaurant industry in the United States and Ireland. The company offers Toast Point of Sale (POS), a hardware product; Toast Order & Pay, which allows guests to order and pay from their mobile devices; Toast Flex that is used for on-counter order and pay, as well as used as a server station, guest kiosk, kitchen display system, or order fulfillment station; Toast Go, a handheld POS device that enhances the table turn times through tableside ordering and payment acceptance; and Toast Tap, a card reader. It also provides kitchen display system software that connects the front of the house with the kitchen staff; multi-location management software, which allows customers to manage and standardize their operations and configure menus; xtraCHEF that provides back-office tools; and Toast Flex for Kitchen, a larger format mountable piece of hardware that can be used as a kitchen screen. In addition, the company offers Toast Online Ordering & Toast TakeOut app, a software-based platform that provides restaurants to take off-premises orders directly through their branded website; First-Party Delivery services for restaurants to manage a fleet of drivers, and customize delivery hours, zones, fees, and minimum ticket sizes; Toast Delivery Services, which enables restaurants to utilize a partner network of delivery drivers; and Toast Delivery Partners services. Further, it provides loyalty programs and gift cards; payroll and team management products; business owner policy insurance and restaurant-specific add-ons; payment processing solutions; loans advanced to restaurants; purchase financing; reporting and analytics solutions; Toast Partner Connect that allows customers to discover, select, and connect their restaurant to its partners; and bi-directional APIs. The company was incorporated in 2011 and is headquartered in Boston, Massachusetts.

Toast, Inc.

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Revenue	Sep '25	Jun '25
Subscription Services Revenue	244	227
Financial Technology Solutions Revenue	1,345	1,276
Hardware Revenue	—	—
Professional Services Revenue	—	—
Total Hardware and Professional Services Revenue	44	47
Total Revenue	1,633	1,550

Gross Profit	Sep '25	Jun '25
Subscription Services Gross Profit	177	163
Financial Technology Solutions Gross Profit	313	284
Hardware Gross Profit	—	—
Professional Services Gross Profit	—	—
Total Hardware and Professional Services Gross Profit	-57	-54
Other Gross Profit	-1	-1
Total Gross Profit	432	392

Key Performance Indicators	Sep '25	Jun '25
Gross Payment Volume	51,500	49,900
Annualized Recurring Run-Rate (ARR)	2,016	1,928
Total Number of Locations	156,000	148,000