The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

The Travelers Companies, Inc.

Fixed Maturities, Available for Sale, at Fair Value

Fixed Maturities, Available for Sale, at Fair Value %Chg

Fixed Maturities, Available for Sale, at Fair Value Common Size

Equity Securities, at Fair Value

Equity Securities, at Fair Value %Chg

Equity Securities, at Fair Value Common Size

Real Estate Investments

Real Estate Investments %Chg

Real Estate Investments Common Size

Short-Term Securities

Short-Term Securities %Chg

Short-Term Securities Common Size

Other Investments

Other Investments %Chg

Other Investments Common Size

Total Investments

Total Investments %Chg

Total Investments Common Size

Cash (Including Restricted Cash)

Cash (Including Restricted Cash) %Chg

Cash (Including Restricted Cash) Common Size

Investment Income Accrued

Investment Income Accrued %Chg

Investment Income Accrued Common Size

Premiums Receivable, Net

Premiums Receivable, Net %Chg

Premiums Receivable, Net Common Size

Reinsurance Recoverables, Net

Reinsurance Recoverables, Net %Chg

Reinsurance Recoverables, Net Common Size

Ceded Unearned Premiums

Ceded Unearned Premiums %Chg

Ceded Unearned Premiums Common Size

Deferred Acquisition Costs

Deferred Acquisition Costs %Chg

Deferred Acquisition Costs Common Size

Deferred Taxes

Deferred Taxes %Chg

Deferred Taxes Common Size

Contractholder Receivables, Net

Contractholder Receivables, Net %Chg

Contractholder Receivables, Net Common Size

Goodwill

Goodwill %Chg

Goodwill Common Size

Other Intangible Assets

Other Intangible Assets %Chg

Other Intangible Assets Common Size

Other Assets

Other Assets %Chg

Other Assets Common Size

Total Assets

Total Assets %Chg

Total Assets Common Size

Claims and Claim Adjustment Expense Reserves

Claims and Claim Adjustment Expense Reserves %Chg

Claims and Claim Adjustment Expense Reserves Common Size

Unearned Premium Reserves

Unearned Premium Reserves %Chg

Unearned Premium Reserves Common Size

Contractholder Payables

Contractholder Payables %Chg

Contractholder Payables Common Size

Payables for Reinsurance Premiums

Payables for Reinsurance Premiums %Chg

Payables for Reinsurance Premiums Common Size

Debt

Debt %Chg

Debt Common Size

Other Liabilities

Other Liabilities %Chg

Other Liabilities Common Size

Total Liabilities

Total Liabilities %Chg

Total Liabilities Common Size

Common Stock

Common Stock %Chg

Common Stock Common Size

Retained Earnings

Retained Earnings %Chg

Retained Earnings Common Size

Accumulated Other Comprehensive Loss

Accumulated Other Comprehensive Loss %Chg

Accumulated Other Comprehensive Loss Common Size

Treasury Stock, at Cost

Treasury Stock, at Cost %Chg

Treasury Stock, at Cost Common Size

Total Shareholders' Equity

Total Shareholders' Equity %Chg

Total Shareholders' Equity Common Size

Total Liabilities and Shareholders' Equity

Total Liabilities and Shareholders' Equity %Chg

Total Liabilities and Shareholders' Equity Common Size

Debt Securities

Debt Securities %Chg

Debt Securities Common Size

Equity and Preferred Securities

Equity and Preferred Securities %Chg

Equity and Preferred Securities Common Size

Cash and Cash Equivalents

Cash and Cash Equivalents %Chg

Cash and Cash Equivalents Common Size

Reinsurance Contract Assets

Reinsurance Contract Assets %Chg

Reinsurance Contract Assets Common Size

Other Receivables

Other Receivables %Chg

Other Receivables Common Size

Net Intangible Assets

Net Intangible Assets %Chg

Net Intangible Assets Common Size

Unearned Premiums

Unearned Premiums %Chg

Unearned Premiums Common Size

Claims Reserves

Claims Reserves %Chg

Claims Reserves Common Size

Revenue

EBIT

EBITDA

CapEx

Net Interest Income

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Net Income

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Assets	Jun '25	Dec '24	Jun '24	Dec '23	Jun '23	Dec '22
Debt Securities	92,317	88,432	83,541	82,944	77,104	74,630
Fixed Maturities, Available for Sale, at Fair Value
Short-Term Securities
Equity and Preferred Securities	651	687	644	608	587	807
Equity Securities, at Fair Value
Other Investments	5,097	5,104	5,326	5,258	5,282	5,017
Real Estate Investments
Other Investments
Total Investments	98,065	94,223	89,511	88,810	82,973	80,454
Total Investments
Cash and Cash Equivalents	659	699	729	650	605	799
Cash (Including Restricted Cash)
Reinsurance Contract Assets	9,751	9,202	9,577	9,293	9,423	9,087
Reinsurance Recoverables, Net
Ceded Unearned Premiums
Deferred Acquisition Costs	3,667	3,494	3,508	3,306	3,212	2,836
Deferred Acquisition Costs
Other Receivables	15,922	15,033	15,455	14,219	14,425	13,151
Investment Income Accrued
Premiums Receivable, Net
Contractholder Receivables, Net
Net Intangible Assets	348	360	371	277	283	287
Other Intangible Assets
Goodwill	4,283	4,233	4,250	3,976	3,975	3,952
Goodwill
Other Assets	6,178	5,945	5,914	5,447	5,677	5,151
Deferred Taxes
Other Assets
Total Assets	138,873	133,189	129,315	125,978	120,573	115,717
Total Assets

Liabilities	Jun '25	Dec '24	Jun '24	Dec '23	Jun '23	Dec '22
Unearned Premiums	23,288	22,289	22,090	20,872	20,214	18,240
Unearned Premium Reserves
Claims Reserves	66,941	64,093	63,857	61,627	60,571	58,649
Claims and Claim Adjustment Expense Reserves
Reinsurance Contract Liabilities	987	550	869	518	726	419
Payables for Reinsurance Premiums
Total Debt	8,034	8,033	8,032	8,031	8,031	7,292
Debt
Other Liabilities	10,105	10,360	9,605	10,009	9,176	9,557
Contractholder Payables
Deferred Taxes
Other Liabilities
Total Liabilities	109,355	105,325	104,453	101,057	98,718	94,157
Total Liabilities

Equity	Jun '25	Dec '24	Jun '24	Dec '23	Jun '23	Dec '22
Common Stock	25,728	25,452	25,245	24,906	24,776	24,565
Common Stock
Treasury Stock	-43,166	-42,251	-41,746	-41,105	-40,938	-40,076
Treasury Stock, at Cost
Accumulated Other Comprehensive Income	-4,085	-4,967	-5,410	-4,471	-6,009	-6,445
Accumulated Other Comprehensive Loss
Retained Earnings	51,041	49,630	46,773	45,591	44,026	43,516
Retained Earnings
Total Common Shareholders' Equity	29,518	27,864	24,862	24,921	21,855	21,560
Total Shareholders' Equity	29,518	27,864	24,862	24,921	21,855	21,560
Total Shareholders' Equity
Total Liabilities and Shareholders' Equity	138,873	133,189	129,315	125,978	120,573	115,717
Total Liabilities and Shareholders' Equity