The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

The Travelers Companies, Inc.

Revenue

EBIT

EBITDA

CapEx

Net Interest Income

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Net Income

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Business Insurance Premiums Segment Income

Business Insurance Premiums Segment Income % Chg.

Bond & Specialty Insurance Premiums Segment Income

Bond & Specialty Insurance Premiums Segment Income % Chg.

Personal Insurance Premiums Segment Income

Personal Insurance Premiums Segment Income % Chg.

Total Adjusted EBIT

Total Adjusted EBIT Common Size

Total Adjusted EBIT % Chg.

Business Insurance Gross Written Premiums

Business Insurance Gross Written Premiums % Chg.

Bond & Specialty Insurance Gross Written Premiums

Bond & Specialty Insurance Gross Written Premiums % Chg.

Personal Insurance Gross Written Premiums

Personal Insurance Gross Written Premiums % Chg.

Total Gross Premiums Written

Total Gross Premiums Written Common Size

Total Gross Premiums Written % Chg.

Gross Premiums Written

Loss & Loss Adjustment Expense Ratio

Loss & Loss Adjustment Expense Ratio % Chg.

Underwriting Expense Ratio

Underwriting Expense Ratio % Chg.

Combined Ratio

Combined Ratio % Chg.

Net Retention Ratio

Net Retention Ratio % Chg.

Key Performance Indicators

Business Insurance Premiums Earned

Business Insurance Premiums Earned % Chg.

Bond & Specialty Insurance Premiums Earned

Bond & Specialty Insurance Premiums Earned % Chg.

Personal Insurance Premiums Earned

Personal Insurance Premiums Earned % Chg.

Total Net Premiums Earned

Total Net Premiums Earned Common Size

Total Net Premiums Earned % Chg.

Net Premiums Earned

Business Insurance Net Written Premiums

Business Insurance Net Written Premiums % Chg.

Bond & Specialty Insurance Net Written Premiums

Bond & Specialty Insurance Net Written Premiums % Chg.

Personal Insurance Net Written Premiums

Personal Insurance Net Written Premiums % Chg.

Total Net Premiums Written

Total Net Premiums Written Common Size

Total Net Premiums Written % Chg.

Net Premiums Written

United States Revenue

United States Revenue % Chg.

United States Revenue Common Size

Canada Revenue

Canada Revenue % Chg.

Canada Revenue Common Size

Other Non-United States Revenue

Other Non-United States Revenue % Chg.

Other Non-United States Revenue Common Size

Total Non-United States Revenue

Total Non-United States Revenue % Chg.

Total Non-United States Revenue Common Size

Total Revenue by Geography

Total Revenue by Geography Common Size

Total Revenue by Geography % Chg.

Revenue by Geography

Premiums Revenue

Premiums Revenue % Chg.

Premiums Revenue Common Size

Net Investment Income

Net Investment Income % Chg.

Net Investment Income Common Size

Fee Income

Fee Income % Chg.

Fee Income Common Size

Net Realized Investment Gains

Net Realized Investment Gains % Chg.

Net Realized Investment Gains Common Size

Other Source Revenue

Other Source Revenue % Chg.

Other Source Revenue Common Size

Total Revenue

Total Revenue Common Size

Total Revenue % Chg.

Business Insurance Revenue

Business Insurance Revenue % Chg.

Business Insurance Revenue Common Size

Bond & Specialty Insurance Revenue

Bond & Specialty Insurance Revenue % Chg.

Bond & Specialty Insurance Revenue Common Size

Personal Insurance Revenue

Personal Insurance Revenue % Chg.

Personal Insurance Revenue Common Size

Other Revenue

Other Revenue % Chg.

Other Revenue Common Size

Gross Premiums Written	Sep '25	Jun '25
Business Insurance Gross Written Premiums	6,285	6,385
Bond & Specialty Insurance Gross Written Premiums	1,160	1,166
Personal Insurance Gross Written Premiums	4,848	4,700
Total Gross Premiums Written	12,293	12,251

Net Premiums Written	Sep '25	Jun '25
Business Insurance Net Written Premiums	5,675	5,792
Bond & Specialty Insurance Net Written Premiums	1,080	1,085
Personal Insurance Net Written Premiums	4,718	4,666
Total Net Premiums Written	11,473	11,543

Net Premiums Earned	Sep '25	Jun '25
Business Insurance Premiums Earned	5,700	5,545
Bond & Specialty Insurance Premiums Earned	1,042	1,021
Personal Insurance Premiums Earned	4,393	4,355
Total Net Premiums Earned	11,135	10,921

Revenue	Sep '25	Jun '25
Premiums Revenue	11,135	10,921
Net Investment Income	1,033	942
Fee Income	127	124
Net Realized Investment Gains	27	6
Other Source Revenue	148	123
Total Revenue	12,470	12,116

Revenue	Sep '25	Jun '25
Net Realized Investment Gains	27	6
Business Insurance Revenue	6,652	6,413
Bond & Specialty Insurance Revenue	1,166	1,133
Personal Insurance Revenue	4,625	4,564
Other Revenue	—	—
Total Revenue	12,470	12,116

Key Performance Indicators	Sep '25	Jun '25
Loss & Loss Adjustment Expense Ratio	58.7%	61.7%
Underwriting Expense Ratio	28.6%	28.6%
Combined Ratio	87.3%	90.3%
Net Retention Ratio	93.3%	94.2%