UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals directly through care delivery systems, employers, payers, and government entities. The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.

UnitedHealth Group Incorporated

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Assets	Jun '25	Dec '24	Jun '24	Dec '23	Jun '23	Dec '22
Other Investments	55,890	56,155	51,150	51,810	50,454	48,274
Short-Term Investments
Long-Term Investments
Total Investments	55,890	56,155	51,150	51,810	50,454	48,274
Short-Term Investments
Long-Term Investments
Cash and Cash Equivalents	28,596	25,312	26,286	25,427	41,813	23,365
Cash and Cash Equivalents
Other Receivables	52,724	48,454	49,877	38,970	34,083	30,450
Accounts Receivable, Net
Other Current Receivables, Net
Net Property, Plant & Equipment	10,923	10,553	9,801	11,450	10,926	10,128
Property, Equipment and Capitalized Software, Net
Net Intangible Assets	22,510	23,268	14,729	15,194	15,643	14,401
Other Intangible Assets, Net
Goodwill	107,677	106,734	105,436	103,732	101,669	93,352
Goodwill
Other Assets	30,253	27,802	28,777	27,137	25,576	25,735
Assets Under Management
Deferred Income Taxes
Prepaid Expenses and Other Current Assets
Other Assets
Total Assets	308,573	298,278	286,056	273,720	280,164	245,705
Total Assets

Liabilities	Jun '25	Dec '24	Jun '24	Dec '23	Jun '23	Dec '22
Unearned Premiums	3,032	3,317	2,572	3,355	14,852	3,075
Unearned Revenues
Claims Reserves	38,427	34,224	32,547	32,395	31,947	29,056
Medical Costs Payable
Future Policy Benefits
Accounts Payable	34,330	34,337	30,886	31,958	29,516	27,715
Accounts Payable and Accrued Liabilities
Total Debt	79,193	76,904	75,098	62,537	65,589	57,623
Short-Term Borrowings and Current Maturities of Long-Term Debt
Long-Term Debt, Less Current Maturities
Other Liabilities	48,807	46,905	45,719	44,556	46,104	41,889
Other Policy Liabilities
Other Current Liabilities
Deferred Income Taxes
Other Liabilities
Total Liabilities	203,789	195,687	186,822	174,801	188,008	159,358
Total Liabilities

Equity	Jun '25	Dec '24	Jun '24	Dec '23	Jun '23	Dec '22
Preferred Stock	—	—	—	—	—	—
Preferred Stock
Common Stock	9	9	9	9	9	9
Common Stock
Additional Paid-in Capital	—	—	373	—	—	—
Additional Paid-in Capital
Accumulated Other Comprehensive Income	-2,535	-3,387	-3,423	-7,027	-7,650	-8,393
Accumulated Other Comprehensive Loss
Retained Earnings	97,250	96,036	92,400	95,774	89,994	86,156
Retained Earnings
Total Common Shareholders' Equity	94,724	92,658	89,359	88,756	82,353	77,772
Minority Interests and Other	10,060	9,933	9,875	10,163	9,803	8,575
Redeemable Noncontrolling Interests
Nonredeemable Noncontrolling Interests
Total Shareholders' Equity	104,784	102,591	99,234	98,919	92,156	86,347
Total Equity
Redeemable Noncontrolling Interests
Total Liabilities and Shareholders' Equity	308,573	298,278	286,056	273,720	280,164	245,705
Total Liabilities, Redeemable Noncontrolling Interests and Equity