U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

U.S. Bancorp

Loans

Loans %Chg

Loans Common Size

Loans Held for Sale

Loans Held for Sale %Chg

Loans Held for Sale Common Size

Investment Securities

Investment Securities %Chg

Investment Securities Common Size

Other Interest Income

Other Interest Income %Chg

Other Interest Income Common Size

Total Interest Income

Total Interest Income %Chg

Total Interest Income Common Size

Deposits

Deposits %Chg

Deposits Common Size

Short-Term Borrowings

Short-Term Borrowings %Chg

Short-Term Borrowings Common Size

Long-Term Debt

Long-Term Debt %Chg

Long-Term Debt Common Size

Total Interest Expense

Total Interest Expense %Chg

Total Interest Expense Common Size

Net Interest Income

Net Interest Income %Chg

Net Interest Income Common Size

Provision for Credit Losses

Provision for Credit Losses %Chg

Provision for Credit Losses Common Size

Net Interest Income After Provision for Credit Losses

Net Interest Income After Provision for Credit Losses %Chg

Net Interest Income After Provision for Credit Losses Common Size

Card Revenue

Card Revenue %Chg

Card Revenue Common Size

Corporate Payment Products Revenue

Corporate Payment Products Revenue %Chg

Corporate Payment Products Revenue Common Size

Merchant Processing Services

Merchant Processing Services %Chg

Merchant Processing Services Common Size

ATM Processing Services

ATM Processing Services %Chg

ATM Processing Services Common Size

Trust and Investment Management Fees

Trust and Investment Management Fees %Chg

Trust and Investment Management Fees Common Size

Deposit Service Charges

Deposit Service Charges %Chg

Deposit Service Charges Common Size

Treasury Management Fees

Treasury Management Fees %Chg

Treasury Management Fees Common Size

Service Charges

Service Charges %Chg

Service Charges Common Size

Commercial Products Revenue

Commercial Products Revenue %Chg

Commercial Products Revenue Common Size

Capital Markets Revenue

Capital Markets Revenue %Chg

Capital Markets Revenue Common Size

Mortgage Banking Revenue

Mortgage Banking Revenue %Chg

Mortgage Banking Revenue Common Size

Investment Products Fees

Investment Products Fees %Chg

Investment Products Fees Common Size

Realized Gains (Losses), Net

Realized Gains (Losses), Net %Chg

Realized Gains (Losses), Net Common Size

Total Other-Than-Temporary Impairment

Total Other-Than-Temporary Impairment %Chg

Total Other-Than-Temporary Impairment Common Size

Securities Gains, Net

Securities Gains, Net %Chg

Securities Gains, Net Common Size

Other

Other %Chg

Other Common Size

Total Noninterest Income

Total Noninterest Income %Chg

Total Noninterest Income Common Size

Compensation

Compensation %Chg

Compensation Common Size

Employee Benefits

Employee Benefits %Chg

Employee Benefits Common Size

Compensation and Employee Benefits

Compensation and Employee Benefits %Chg

Compensation and Employee Benefits Common Size

Net Occupancy and Equipment

Net Occupancy and Equipment %Chg

Net Occupancy and Equipment Common Size

Professional Services

Non-Interest Income

Non-Interest Income %Chg

Non-Interest Income Common Size

Total Revenues Before Provision for Credit Losses

Total Revenues Before Provision for Credit Losses %Chg

Total Revenues Before Provision for Credit Losses Common Size

Total Revenues After Provision for Credit Losses

Total Revenues After Provision for Credit Losses %Chg

Total Revenues After Provision for Credit Losses Common Size

Compensation Expenses

Compensation Expenses %Chg

Compensation Expenses Common Size

Selling, General & Administrative Expenses

Selling, General & Administrative Expenses %Chg

Selling, General & Administrative Expenses Common Size

Professional Services %Chg

Professional Services Common Size

Marketing and Business Development

Revenue

EBIT

EBITDA

CapEx

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Net Income

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Income Statement	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24
Net Interest Income	4,222	4,051	4,092	4,146	4,135	4,023
Total Interest Income
Total Interest Expense
Non-Interest Income	3,078	2,924	2,836	2,833	2,698	2,815
Card Revenue
Corporate Payment Products Revenue
Merchant Processing Services
ATM Processing Services
Trust and Investment Management Fees
Deposit Service Charges
Treasury Management Fees
Service Charges
Commercial Products Revenue
Capital Markets Revenue
Mortgage Banking Revenue
Investment Products Fees
Securities Gains, Net
Other
Realized Gains (Losses), Net
Total Other-Than-Temporary Impairment
Total Revenues Before Provision for Credit Losses	7,300	6,975	6,928	6,979	6,833	6,838
Total Revenues Before Provision for Credit Losses %Chg	6.8%	2%	3.6%	3.7%	-2.4%	-4.2%
Provision for Credit Losses	571	501	537	560	557	568
Provision for Credit Losses
Total Revenues After Provision for Credit Losses	6,729	6,474	6,391	6,419	6,276	6,270
Net Interest Income After Provision for Credit Losses
Total Noninterest Income
Compensation Expenses	2,561	2,600	2,637	2,607	2,637	2,619
Compensation and Employee Benefits
Compensation
Employee Benefits
Selling, General & Administrative Expenses	1,152	1,105	1,119	1,146	1,136	1,099
Net Occupancy and Equipment
Professional Services
Marketing and Business Development
Technology and Communications
Postage, Printing and Supplies
Other Non-Interest Expenses	484	476	476	558	431	496
Other Intangibles
Merger and Integration Charges
Other
Total Non-Interest Expense	4,197	4,181	4,232	4,311	4,204	4,214
Total Noninterest Expense
Income Before Provision for Income Taxes	2,532	2,293	2,159	2,108	2,072	2,056
Income Before Income Taxes
Provision for Income Taxes	524	472	443	438	350	445
Applicable Income Taxes
Consolidated Net Income	2,008	1,821	1,716	1,670	1,722	1,611
Net Income
Net Income Attributable to Minority Interests and Other	7	6	7	7	8	8
Net Loss Attributable to Noncontrolling Interests
Net Income Attributable to Preferred Dividends	108	82	106	82	113	85
Net Income Attributable to U.S. Bancorp
Net Income Applicable to U.S. Bancorp Common Shareholders
Net Income Attributable to Common Shareholders	1,893	1,733	1,603	1,581	1,601	1,518
Net Income Applicable to U.S. Bancorp Common Shareholders
Basic EPS	1.2	1.1	1	1	1	1
Diluted EPS	1.2	1.1	1	1	1	1
Basic Weighted Average Shares Outstanding	1,557	1,559	1,559	1,560	1,561	1,560
Diluted Weighted Average Shares Outstanding	1,557	1,559	1,559	1,560	1,561	1,561
Total Shares Outstanding	1,556.4	1,558	1,560.3	1,559.8	1,559.7	1,560.5
EBITDA	216	217	215	238	231	234
Effective Tax Rate	20.7%	20.6%	20.5%	20.8%	16.9%	21.6%