Company Overview

Visa Inc. operates as a payments technology company worldwide. The company facilitates digital payments among consumers, merchants, financial institutions, businesses, strategic partners, and government entities. It operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. In addition, the company offers card products, platforms, and value-added services. It provides its services under the Visa, Visa Electron, Interlink, VPAY, and PLUS brands. Visa Inc. has a strategic agreement with Ooredoo to provide an enhanced payment experience for Visa cardholders and Ooredoo customers in Qatar. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

  • Name

    Visa Inc.

  • CEO

  • Website

    www.visa.com

  • Sector

    Financial Services

  • Year Founded

    1958

Company Statistics

Profile

  • Market Cap

  • EV

  • Shares Out

  • Revenue

  • Employees

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

  • Net

  • FCF

Returns (5Yr Avg)

  • ROA

  • ROTA

  • ROE

  • ROCE

  • ROIC

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

  • Rev 5Yr

  • Rev 10Yr

  • Dil EPS 3Yr

  • Dil EPS 5Yr

  • Dil EPS 10Yr

  • Rev Fwd 2Yr

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

  • EPS LT Growth Est

Dividends

  • Yield

  • Payout

  • DPS

  • DPS Growth 3Yr

  • DPS Growth 5Yr

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

Bulls Say

  • Visa has commanding market share in a scalable industry.

  • There is still a long growth runway for electronic payments, which surpassed cash payments on a global basis only a few years ago.

  • The scalable nature of the business should allow Visa to improve its already impressive margins.

Bears Say

  • Visa’s leading market share creates more opportunities for loss than gain.

  • The oligopolistic nature of the industry makes Visa and Mastercard targets for regulators and lawsuits, and the companies have paid some large fines.

  • UnionPay provides an example of how governments could favor local networks; this could shut Visa out of some emerging-market opportunities.

Source: Morningstar Analysis - Dec 11, 2025

What's happening

Nov 15, 2025 - Dec 16, 2025

Visa Inc. Sees Strong Gains Amid Strategic Developments and Market Optimism

  • Visa received a "buy" upgrade from BAML, enhancing investor confidence.
  • The company expanded its international presence by launching Visa Pay in Vietnam.
  • Despite some bearish sentiments due to insider selling and regulatory scrutiny, overall trends remained bullish.

Over the past month, Visa Inc. (V) has shown impressive performance, appreciating by 5.4%. This increase significantly outperformed the S&P 500's return of 1.5%, resulting in an excess return of 3.9% relative to the index during this period. Investor sentiment around Visa has been predominantly positive, driven by key developments and strategic initiatives that have bolstered market interest.

On December 11, BAML upgraded Visa's rating to "buy," which likely boosted investor confidence regarding its future prospects. This upgrade coincided with heightened social media discussions reflecting positive sentiment about the stock's recent price movements; notably, it reached a four-week high at $336.11 despite experiencing fluctuations earlier in the month. Additionally, leadership changes within the Visa Foundation and new partnerships aimed at enhancing digital finance capabilities contributed positively to this outlook.

Visa also made significant strides internationally through its partnership with VNPT Money to launch Visa Pay in Vietnam, which aims to improve access to financial services for consumers and businesses alike. Such initiatives underscore Visa’s commitment to expanding its footprint in emerging markets while tapping into growing digital finance landscapes globally.

However, there were some bearish pressures stemming from insider selling activities among executives and ongoing scrutiny related to regulatory challenges concerning transaction fees raised by political figures; these factors introduced volatility but did not overshadow overall bullish trends observed throughout December.

In summary, over this one-month period where V increased by 5.4%, it significantly outperformed both the S&P 500’s gain of 1.5% as well as surpassed sector performance relative to Financials (XLF), achieving an excess return of 0.5%.

NYSE:V