Wells Fargo & Company

NYSE-WFC

Operating Activities	Jun '25	Dec '24	Jun '24	Dec '23	Jun '23	Dec '22
Net Income	10,326	10,433	9,532	9,246	9,783	6,484
Net Income Before Noncontrolling Interests
Depreciation & Amortization	3,751	3,767	3,791	3,091	3,180	3,269
Depreciation, Amortization and Accretion
Stock Based Compensation	—	—	—	—	—	—
Stock-Based Compensation
Net Change in Loans Held-for-Sale	-3,214	-2,001	-4,167	-645	-2,927	-7,844
Originations and Purchases of Loans Held for Sale
Proceeds from Sales of and Paydowns on Loans Originally Classified as Held for Sale
Loans Held for Sale
Other Adjustments	5,149	219	-2,602	5,497	2,453	-963
Changes in Fair Value of MSRs and LHFS Carried at Fair Value
Other Net Gains
Other Net Losses
Deferred Income Tax Benefit
Other, Net Losses
Other, Net
Deferred Income Taxes
Changes in Trading Assets	-13,614	3,523	-24,014	13,774	-10,425	10,636
Debt and Equity Securities, Held for Trading
Changes in Accrued Expenses	1,222	-1,860	2,682	2,595	2,020	-2,798
Other Accrued Expenses and Liabilities
Other Accrued Expenses and Liabilities
Changes in Other Operating Activities	-27,810	-3,131	2,529	-379	-2,304	8,815
Derivative Assets and Liabilities
Other Assets
Cash from Operating Activities	-22,253	13,110	-10,075	33,707	6,651	19,261
Net Cash Provided by Operating Activities

Cash Flow Statement	Jun '25	Dec '24	Jun '24	Dec '23	Jun '23	Dec '22	Jun '22	Dec '21	Jun '21	Dec '20	Jun '20	Dec '19	Jun '19	Dec '18
Provision for Credit Losses	1,937	2,160	2,174	2,979	2,920	1,741
Provision for Credit Losses

Investing Activities	Jun '25	Dec '24	Jun '24	Dec '23	Jun '23	Dec '22
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	515	-25,367	-1,655	-13,956	1,227	-11,381
Federal Funds Sold and Securities Purchased Under Resale Agreements
Net Change in Loans Held-for-Investment	-13,681	5,434	16,017	7,106	7,223	-13,224
Loans Originated, Net of Principal Collected
Proceeds from Sales of Loans Originally Classified as Held for Investment
Purchases of Loans
Principal Collected on Nonbank Entities' Loans
Loans Originated by Nonbank Entities
Net Change in Securities and Investments	-7,266	-1,944	-7,943	9,460	4,592	9,390
Proceeds from Sales
Paydowns and Maturities
Purchases
Paydowns and Maturities
Purchases
Sales Proceeds
Proceeds from Sales and Capital Returns
Purchases
Payments for Business Acquisitions	—	—	—	—	—	—
Net Cash Paid for Acquisitions
Other Investing Activities	972	-285	92	789	-398	208
Proceeds from Sales of Foreclosed Assets and Short Sales
Other, Net
Cash from Investing Activities	-19,460	-22,362	6,511	3,397	12,646	-15,007
Net Cash Provided by Investing Activities

Financing Activities	Jun '25	Dec '24	Jun '24	Dec '23	Jun '23	Dec '22
Net Change in Deposits	-31,101	5,910	7,721	13,589	-39,401	-41,168
Deposits
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	79,189	-10,565	29,275	5,304	33,110	14,070
Short-Term Borrowings
Issuance of Long-Term Debt	19,355	8,318	20,696	43,447	5,624	37,359
Proceeds from Issuance
Repayments of Long-Term Debt	-21,942	-14,642	-40,940	-10,674	-12,212	-7,609
Repayment
Net Issuance / (Repayments) of Long-Term Debt	-2,587	-6,324	-20,244	32,773	-6,588	29,750
Issuance of Common Shares	—	—	—	—	—	—
Proceeds from Issuance
Repurchases of Common Shares	-6,516	-7,435	-12,013	-3,758	-8,093	-11
Stock Tendered for Payment of Withholding Taxes
Repurchased
Net Issuance / (Repurchases) of Common Shares	-6,516	-7,435	-12,013	-3,758	-8,093	-11
Issuance of Preferred Shares	—	1,997	—	1,722	—	—
Proceeds from Issuance
Repurchases of Preferred Shares	-2,000	—	-2,840	-1,168	-557	—
Redeemed
Net Issuance / (Repurchases) of Preferred Shares	-2,000	1,997	-2,840	554	-557	—
Common Share Dividends Paid	-2,605	-2,682	-2,451	-2,549	-2,240	-2,274
Cash Dividends Paid
Preferred Share Dividends Paid	-554	559	-559	625	-625	558
Cash Dividends Paid
Other Financing Activities	-882	-187	-597	551	-1,060	-47
Net Change in Noncontrolling Interests
Other, Net
Cash from Financing Activities	32,944	-19,626	-1,708	44,530	-24,036	-437
Net Cash Provided by Financing Activities