Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products worldwide. The company's Insurance segment offers primary and excess casualty coverages; loss sensitive primary casualty insurance programs; collateral protection, debt cancellation, and service contract reimbursement products; directors' and officers' liability, errors and omissions liability, employment practices and fiduciary liability, crime, professional indemnity, and other financial related coverages; medical professional and general liability insurance coverages; and workers' compensation and umbrella liability, as well as commercial automobile and inland marine products. It also provides property, energy, marine, and aviation insurance; travel insurance; accident, disability, and medical plan insurance coverages; captive insurance programs; employer's liability; and contract and commercial surety coverages. This segment markets its products through a group of licensed independent retail and wholesale brokers. Its Reinsurance segment provides casualty reinsurance for third party liability and workers' compensation exposures; marine and aviation; surety, accident and health, workers' compensation catastrophe, agriculture, trade credit, and political risk products; reinsurance protection for catastrophic losses, and personal lines and commercial property exposures; life reinsurance; casualty clash; and risk management solutions. This segment markets its reinsurance products through brokers. The company's Mortgage segment offers direct mortgage insurance and mortgage reinsurance. The company was incorporated in 1995 and is based in Pembroke, Bermuda.

Arch Capital Group Ltd.

Net Premiums Earned

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Net Premiums Written

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Net Investment Income

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Net Impairment Gains Recognized in Earnings

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Other-Than-Temporary Impairment

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Other Underwriting Income

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Equity in Net Income of Investments Accounted for Using the Equity Method

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Other Income

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Losses and Loss Adjustment Expenses

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Acquisition Expenses

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Other Operating Expenses

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Corporate Expenses

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Amortization of Intangible Assets

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Net Foreign Exchange Losses

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Total Expenses

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Income Before Income Taxes and Income (Loss) from Operating Affiliates

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Deferred Tax Expense

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Income Tax Expense

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Income from Operating Affiliates

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Net Income

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Net Loss Attributable to Noncontrolling Interests

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Net Income Attributable to Arch

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Net Income Available to Arch

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Preferred Dividends

Preferred Dividends %Chg

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Loss on Redemption of Preferred Shares

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Net Income Available to Arch Common Shareholders

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Basic

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Diluted

Investment Income

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Net Gains on Investments

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Total Other Revenues

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Insurance Benefits & Claims

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Policy Amortization Costs

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Operating Profit

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Operating Margin

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Non-Operating Income

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Total Non-Operating Income

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Income Before Provision for Income Taxes

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Provision for Income Taxes

Revenue

EBIT

EBITDA

CapEx

Net Interest Income

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Income Statement	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24
Net Premiums Earned	16,953	16,638	15,866	15,100	14,301	13,579
Net Premiums Earned
Investment Income	1,596	1,587	1,546	1,495	1,403	1,273
Net Investment Income
Net Gains on Investments	281	240	133	197	547	130
Net Realized Gains
Net Impairment Gains Recognized in Earnings
Total Other Revenues	713	691	627	648	616	492
Other Underwriting Income
Equity in Net Income of Investments Accounted for Using the Equity Method
Other Income
Other-Than-Temporary Impairment
Total Revenues	19,543	19,156	18,172	17,440	16,867	15,474
Total Revenues %Chg	15.9%	23.8%	26.1%	27.9%	32.5%	31.3%
Total Revenues
Total Revenues %Chg
Insurance Benefits & Claims	9,474	9,677	9,201	8,342	7,595	6,839
Losses and Loss Adjustment Expenses
Policy Amortization Costs	3,104	2,999	2,808	2,651	2,564	2,458
Acquisition Expenses
Other Operating Expenses	2,273	2,187	2,052	1,907	1,755	1,619
Other Operating Expenses
Corporate Expenses
Amortization of Intangible Assets
Operating Profit	4,692	4,293	4,111	4,540	4,953	4,558
Interest Expense	-147	-145	-142	-141	-138	-137
Interest Expense
Operating Margin	24%	22.4%	22.6%	26%	29.4%	29.5%
Non-Operating Income	-45	-127	-33	275	53	156
Net Foreign Exchange Losses
Income from Operating Affiliates
Total Non-Operating Income	-192	-272	-175	134	-85	19
Income Before Provision for Income Taxes	4,712	4,233	4,148	4,674	4,930	4,639
Income Before Income Taxes and Income (Loss) from Operating Affiliates
Income from Operating Affiliates
Provision for Income Taxes	616	499	382	724	-780	-806
Income Tax Expense
Income Tax Expense
Consolidated Net Income	4,096	3,734	3,766	4,312	5,710	5,445
Net Income
Net Income Attributable to Minority Interests and Other	—	—	—	—	—	—
Net Loss Attributable to Noncontrolling Interests
Net Income Attributable to Preferred Dividends	40	40	40	40	40	40
Preferred Dividends
Loss on Redemption of Preferred Shares
Net Income Attributable to Common Shareholders	4,056	3,694	3,726	4,272	5,671	5,406
Net Income Available to Arch Common Shareholders
Basic EPS	10.9	9.9	9.9	11.5	15.1	14.4
Diluted EPS	10.7	9.7	9.8	11.2	14.9	14.2
Basic Weighted Average Shares Outstanding	374.2	375.3	375.4	372.5	374.2	373.2
Diluted Weighted Average Shares Outstanding	380.2	381.7	382.2	381.8	381.1	380.3
Total Shares Outstanding	367.3	375.4	375.6	376.4	376.2	376
EBITDA	4,937	4,577	4,374	4,775	5,113	4,654
Effective Tax Rate	13.1%	11.8%	9.2%	15.5%	-15.8%	-17.4%