Company Overview

Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as asset recovery services on FFELP loans owned by other institutions. It also owns, originates, acquires, and services refinance and in-school private education loans; and offers healthcare services that include revenue cycle outsourcing, accounts receivable management, extended business office support, consulting engagement, and public health programs, as well as business processing services to state governments, agencies, court systems, municipalities, and parking and tolling authorities. In addition, the company provides customizable solutions for its clients that include hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments; and corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.

  • Name

    Navient Corporation

  • CEO

    David L. Yowan

  • Website

    www.navient.com

  • Sector

    Consumer Finance

  • Year Founded

    1973

Company Statistics

Profile

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Margins

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Valuation (TTM)

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Valuation (NTM)

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Financial Health

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Growth (CAGR)

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What's happening

Nov 13, 2025 - Dec 13, 2025

Navient Corp Shows Resilience Amid Market Fluctuations

  • Navient Corp announced a fourth-quarter dividend of $0.16 per share, reflecting a 5.2% annualized yield for shareholders.
  • The company is preparing to present Phase 2 of its strategic transformation on November 19, generating investor optimism.
  • Despite bearish reactions regarding student loan warnings, NAVI maintained stability through strong fundamentals and strategic initiatives.

Over the past month, Navient Corp (NAVI) experienced an overall increase of 4.4%, significantly outperforming the S&P 500's decline of 0.2%. This performance underscores NAVI's resilience in a challenging market environment. A pivotal factor contributing to this upward trend was the announcement made on November 12 about an upcoming strategy update scheduled for November 19, which aims to discuss Phase 2 of its strategic transformation and growth strategies for its Earnest business.

On November 13, NAVI further solidified investor confidence by declaring a fourth-quarter dividend of $0.16 per share, translating to an annualized yield of 5.2%. This decision demonstrated the company's commitment to returning value to investors and likely enhanced positive sentiment surrounding NAVI's stock during this period.

However, not all developments were favorable; on December 9, traders reacted negatively after receiving warnings related to student loans that led some investors to short shares of Navient Corp. This bearish sentiment reflected concerns about potential implications for the company’s future performance within the student loan sector amid ongoing regulatory scrutiny.

Despite these challenges, NAVI managed to maintain its position above water throughout most of the month due in part to strong fundamentals shown in previous announcements and strategic initiatives that resonated with investors seeking stability amid uncertainty in broader financial markets. Overall, while fluctuations occurred due both bullish announcements and bearish market reactions concerning external factors affecting student loans, Navient Corp outperformed both the Financials (XLF) sector by 2% and achieved an overperformance relative to the S&P by approximately 4.6%.

NasdaqGS:NAVI