SoFi Technologies, Inc. Website

SoFi Technologies, Inc.

NasdaqGS-SOFI

Revenue by GeographyLTMDec '24Dec '23Dec '22Dec '21Dec '20

United States Revenue

—

2,576.5

2,028.1

All Foreign Countries Revenue

—

98.4

94.7

Total Revenue by Geography

—

2,674.9

2,122.8

RevenueLTMDec '24Dec '23Dec '22Dec '21Dec '20

Lending Revenue

1,768.1

1,485.2

1,370.6

Technology Platform Revenue

430.7

395.2

352.3

Financial Services Revenue

1,341.8

821.5

436.5

Corporate/Other Revenue

-218.1

-27.1

-36.7

Total Revenue

3,322.4

2,674.9

2,122.8

Net Interest IncomeLTMDec '24Dec '23Dec '22Dec '21Dec '20

Lending Net Interest Income

1,506.5

1,207.2

960.8

Technology Net Interest Income

1.6

2.2

1.5

Financial Services Net Interest Income

730.5

573.4

334.8

Corporate/Other Net Interest Income

-166.7

-66.3

-35.4

Total Net Interest Income

2,071.8

1,716.5

1,261.7

Non-Interest IncomeLTMDec '24Dec '23Dec '22Dec '21Dec '20

Lending Non Interest Income

261.6

278

409.8

Technology Platform Non Interest Income

429.1

393

350.8

Financial Services Non Interest Income

611.3

248.1

101.7

Corporate/Other Non Interest Income

-51.4

39.3

-1.3

Total Non-Interest Income

1,250.6

958.4

861

Adjusted Gross ProfitLTMDec '24Dec '23Dec '22Dec '21Dec '20

Lending Contribution Profit

991.2

890.5

823.3

Technology Platform Contribution Profit

128.6

127

94.8

Financial Services Contribution Profit

677

307

-0.3

Total Adjusted Gross Profit

1,796.8

1,324.5

917.8

Key Performance IndicatorsLTMDec '24Dec '23Dec '22Dec '21Dec '20

Members

12,642,375

10,127,323

7,541,860

Lending Products - Personal Loans

1,791,918

1,405,928

1,113,864

Lending Products - Student Loans

622,840

568,612

519,489

Lending Products - Home Loans

47,830

35,814

29,653

Total Lending Products

2,462,588

2,010,354

1,663,006

Total Financial Services Products

16,090,465

12,735,081

9,479,470

Total Products

18,553,053

14,745,435

11,142,476

Total Technology Platform Accounts

157,859,670

167,713,818

145,425,391

Lending Origination Volume - Personal Loans

25,246.4

17,615

13,801.1

Lending Origination Volume - Student Loans

5,025.5

3,780.8

2,630

Lending Origination Volume - Home Loans

2,838.7

1,820.2

997.5

Total Lending Origination Volume

33,110.6

23,216

17,428.6