SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

SoFi Technologies, Inc.

Revenue

EBIT

EBITDA

CapEx

Net Interest Income

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Net Income

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Lending Contribution Profit

Lending Contribution Profit % Chg.

Technology Platform Contribution Profit

Technology Platform Contribution Profit % Chg.

Financial Services Contribution Profit

Financial Services Contribution Profit % Chg.

Total Adjusted Gross Profit

Total Adjusted Gross Profit Common Size

Total Adjusted Gross Profit % Chg.

Adjusted Gross Profit

Members

Members % Chg.

Lending Products - Personal Loans

Lending Products - Personal Loans % Chg.

Lending Products - Student Loans

Lending Products - Student Loans % Chg.

Lending Products - Home Loans

Lending Products - Home Loans % Chg.

Total Lending Products

Total Lending Products % Chg.

Total Financial Services Products

Total Financial Services Products % Chg.

Total Products

Total Products % Chg.

Total Technology Platform Accounts

Total Technology Platform Accounts % Chg.

Lending Origination Volume - Personal Loans

Lending Origination Volume - Personal Loans % Chg.

Lending Origination Volume - Student Loans

Lending Origination Volume - Student Loans % Chg.

Lending Origination Volume - Home Loans

Lending Origination Volume - Home Loans % Chg.

Total Lending Origination Volume

Total Lending Origination Volume % Chg.

Key Performance Indicators

Lending Net Interest Income

Lending Net Interest Income % Chg.

Technology Net Interest Income

Technology Net Interest Income % Chg.

Financial Services Net Interest Income

Financial Services Net Interest Income % Chg.

Corporate/Other Net Interest Income

Corporate/Other Net Interest Income % Chg.

Total Net Interest Income

Total Net Interest Income Common Size

Total Net Interest Income % Chg.

Lending Non Interest Income

Lending Non Interest Income % Chg.

Technology Platform Non Interest Income

Technology Platform Non Interest Income % Chg.

Financial Services Non Interest Income

Financial Services Non Interest Income % Chg.

Corporate/Other Non Interest Income

Corporate/Other Non Interest Income % Chg.

Total Non-Interest Income

Total Non-Interest Income Common Size

Total Non-Interest Income % Chg.

Non-Interest Income

United States Revenue

United States Revenue % Chg.

All Foreign Countries Revenue

All Foreign Countries Revenue % Chg.

Total Revenue by Geography

Total Revenue by Geography Common Size

Total Revenue by Geography % Chg.

Revenue by Geography

Lending Revenue

Lending Revenue % Chg.

Technology Platform Revenue

Technology Platform Revenue % Chg.

Financial Services Revenue

Financial Services Revenue % Chg.

Corporate/Other Revenue

Corporate/Other Revenue % Chg.

Total Revenue

Total Revenue Common Size

Total Revenue % Chg.

Revenue	Sep '25	Jun '25
Lending Revenue	493.4	443.5
Technology Platform Revenue	114.6	109.8
Financial Services Revenue	419.6	362.5
Corporate/Other Revenue	-66	-60.9
Total Revenue	961.6	854.9

Net Interest Income	Sep '25	Jun '25
Lending Net Interest Income	428	372.7
Technology Net Interest Income	0.4	0.3
Financial Services Net Interest Income	203.7	193.3
Corporate/Other Net Interest Income	-47	-48.4
Total Net Interest Income	585.1	517.8

Non-Interest Income	Sep '25	Jun '25
Lending Non Interest Income	65.4	70.8
Technology Platform Non Interest Income	114.1	109.6
Financial Services Non Interest Income	216	169.2
Corporate/Other Non Interest Income	-19	-12.5
Total Non-Interest Income	376.5	337.1

Adjusted Gross Profit	Sep '25	Jun '25
Lending Contribution Profit	261.6	244.7
Technology Platform Contribution Profit	32.4	33.2
Financial Services Contribution Profit	225.6	188.2
Total Adjusted Gross Profit	519.5	466.1

Key Performance Indicators	Sep '25	Jun '25
Members	12,642,375	11,745,572
Lending Products - Personal Loans	1,791,918	1,641,340
Lending Products - Student Loans	622,840	596,351
Lending Products - Home Loans	47,830	42,677
Total Lending Products	2,462,588	2,280,368
Total Financial Services Products	16,090,465	14,861,673
Total Products	18,553,053	17,142,041
Total Technology Platform Accounts	157,859,670	160,046,369
Lending Origination Volume - Personal Loans	7,488.9	6,968.7
Lending Origination Volume - Student Loans	1,491.7	993.3
Lending Origination Volume - Home Loans	944.7	798.9
Total Lending Origination Volume	9,925.3	8,761