China Pacific Insurance (Group) Co., Ltd. Website

China Pacific Insurance (Group) Co., Ltd.

SHSE-601601

Company Overview

China Pacific Insurance (Group) Co., Ltd., together with its subsidiaries, offers insurance products in the People's Republic of China. It operates through Life and Health Insurance, Property and Casualty Insurance, and Other Businesses segments. The company offers life, health, and accident insurance products, etc.; liability insurance; credit and guarantee insurance; short-term health insurance and casualty insurance; property insurance; agricultural insurance; and individual and group pension and annuity products, as well as insurance funds investment and reinsurance services. It is also involved in the management of capital and insurance funds; outsourcing of fund management; and other asset management activities, as well as provision of advisory services relating to asset management. In addition, the company is involved in the property management and construction; real estate activities; elderly service and medical consulting services; and seniors and disabled care services. It sells its products directly, as well as through insurance agents and brokers, bancassurance, telemarketing, and internet Sales. The company was founded in 1991 and is headquartered in Shanghai, the People's Republic of China.

  • Name

    China Pacific Insurance (Group) Co., Ltd.

  • CEO

    Yonggang Zhao

  • Website

    www.cpic.com.cn

  • Sector

    Insurance

  • Year Founded

    1991

Company Statistics

Profile

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Margins

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Returns (5Yr Avg)

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Valuation (TTM)

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Valuation (NTM)

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Financial Health

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Growth (CAGR)

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Dividends

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Bulls Say

  • CPIC has reported above-peer growth in new business value over the past two years, thanks to the strong sales in the bancassurance channel.

  • The full implementation of life insurance reform starting from 2022 helps CPIC improve agent productivity and facilitate product mix improvements by 2025.

  • As one of the top three life insurers managing corporate pension funds in China, CPIC benefits from increasing policy support and rising demand in this largely untapped market.

Bears Say

  • CPIC's new energy vehicle insurance business is still seeing underwriting losses, due to the lack of sufficient data to correctly price risks.

  • The increasing competition for the nonauto insurance market is likely to drag CPIC's underwriting profitability.

  • The introduction of new agent commission regulations in April 2025 might put pressure on agent headcount and sales in the second half of 2025.

Source: Morningstar Analysis - Oct 31, 2025
SHSE:601601