Banco Santander-Chile

SNSE-BSANTANDER

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Assets	LTM	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16	Dec '15
Cash and Cash Equivalents	3,956,078	3,268,112	3,535,806	2,826,758	3,271,829	3,256,251	4,409,582	2,419,198	2,121,067	2,774,672	2,789,327
Cash and Deposits in Banks
Cash in Collection Process
Securities and Investments	3,711,132	2,687,485	4,536,025	6,023,039	5,803,139	7,162,542	—	—	2,574,546	3,388,906	2,044,411
Financial Assets at Fair Value Through Other Comprehensive Income
Short-Term Interbank Lending and Reverse Repurchase Agreements	434,334	153,087	—	—	—	—	—	—	—	6,736	2,463
Rights Under Repurchase and Securities Lending Agreements
Trading Assets	21,570,158	12,309,770	98,308	23,499,966	10,196,954	9,165,803	8,418,812	3,177,676	2,724,383	2,897,769	3,530,197
Financial Assets Held for Trading at Fair Value Through Profit or Loss
Financial Assets Held for Trading
Financial Derivative Contracts
Financial Derivatives Contracts
Other Earning Assets	408,424	843,628	605,529	477,762	—	—	—	—	—	—	—
Financial Derivative Contracts for Hedge Accounting
Net Loans	16,934,480	17,146,981	39,661,895	37,576,134	35,477,628	33,303,100	31,775,420	—	26,934,757	26,415,826	24,538,456
Loans and Receivables from Clients - Commercial
Interbank Loans
Net Property, Plant & Equipment	288,770	312,638	352,272	371,890	374,818	388,851	324,150	253,586	242,547	257,379	240,659
Fixed Assets
Right of Use Assets
Assets with Leasing Rights
Accrued Interest and Accounts Receivable	—	—	—	—	—	—	—	—	—	—	—
Unsettled Transactions
Net Intangible Assets	77,491	88,669	97,551	107,789	95,411	82,537	10,177	66,923	63,219	58,085	51,137
Intangible Assets
Long-Term Investments	64,808	59,785	55,284	46,586	35,745	10,396	482	32,003	27,585	23,780	20,309
Investment in Companies
Other Non-Earning Assets	3,055,538	3,046,026	3,437,284	4,297,471	3,795,132	2,263,864	2,048,106	1,388,731	1,135,501	1,206,872	1,420,701
Current Taxes
Deferred Taxes
Other Assets
Non-Current Assets and Disposal Groups for Sale
Total Assets	68,240,207	68,458,933	70,781,592	68,422,026	63,841,950	55,703,223	50,574,714	39,132,512	35,823,605	37,030,025	34,637,660
Total Assets

Liabilities	LTM	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16	Dec '15
Interest-bearing deposits	—	17,098,625	16,137,942	12,978,790	10,131,055	10,581,791	13,192,817	13,067,819	11,913,945	13,151,709	12,182,767
Time Deposits and Other Time Liabilities
Noninterest-bearing deposits	—	14,260,609	13,537,826	14,086,226	17,900,938	14,560,893	10,297,432	8,741,417	7,768,166	7,539,315	7,356,121
Deposits and Other Demand Obligations
Total Deposits	—	31,359,234	29,675,768	27,065,016	28,031,993	25,142,684	23,490,249	21,809,236	19,682,111	20,691,024	19,538,888
Short-Term Interbank Borrowing and Repurchase Agreements	—	4,614,535	10,649,083	9,180,120	8,913,217	7,298,407	2,899,873	1,837,171	1,966,418	2,128,805	1,451,263
Obligations for Repurchase Agreements and Securities Loans
Interbank Borrowings
Trading Liabilities	—	13,053,418	11,988,342	25,427,434	10,871,241	9,018,660	7,390,654	2,517,728	2,139,488	2,292,161	2,862,606
Financial Liabilities for Trading at Fair Value Through Profit and Loss
Financial Derivative Contracts
Financial Derivative Contracts for Accounting Hedges
Accounts Payable	—	497,110	775,082	746,872	379,934	361,631	198,248	163,043	486,726	288,473	462,157
Cash in Collection Process
Accrued Expenses	—	66,882	104,516	137,089	139,795	149,585	158,494	—	—	—	—
Lease Liabilities
Long-Term Debt	—	10,937,895	10,111,256	9,192,757	8,579,967	8,388,495	9,727,081	8,330,633	7,335,683	7,566,388	6,177,622
Issued Debt Instruments
Other Financial Liabilities
Financial Instruments of Regulatory Capital Issued
Other Liabilities	—	3,533,025	2,135,050	46,732,135	2,498,230	1,638,987	3,231,612	1,229,241	1,065,259	1,124,975	1,342,569
Financial Liabilities at Amortized Cost
Provisions
Provisions for Contingencies
Provisions for Dividends, Interest Payments and Revaluation of Regulatory Capital Financial Instruments Issued
Special Provisions for Credit Risk
Current Taxes
Deferred Taxes
Other Liabilities
Total Liabilities	—	64,062,099	65,439,097	63,458,079	59,414,377	51,998,449	47,096,211	35,887,052	32,675,685	34,091,826	31,835,105
Total Liabilities

Equity	LTM	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16	Dec '15
Common Stock	—	891,303	891,303	891,303	891,303	891,303	891,303	891,303	891,303	891,303	891,303
Capital
Additional Paid-in Capital	—	3,232,505	3,769,331	3,450,788	3,148,695	2,343,580	2,122,742	1,923,022	1,781,818	1,640,112	1,527,893
Reserves
Others Equity Instruments Issued Other Than Capital
Accumulated Other Comprehensive Income	—	-107,174	-5,242	-167,147	-353,850	-25,293	-8,856	11,353	-2,312	6,640	1,288
Other Accumulated Comprehensive Income
Items That Will Not Be Reclassified to Profit or Loss
Items That May Be Reclassified to Profit or Loss
Retained Earnings	—	275,806	430,506	679,439	1,294,130	821,002	787,362	747,238	870,456	741,606	703,780
Retained Earnings
Accumulated Profits (Losses) from Previous Years
Net Income for the Year
Less: Provisions for Dividends, Interest Payments and Revaluation of Regulatory Capital Financial Instruments Issued
Total Common Shareholders' Equity	—	4,292,440	5,085,898	4,854,383	4,333,213	3,620,091	3,398,870	3,199,297	3,106,037	2,908,858	2,772,374
Equity Holders of the Bank
Total Shareholders' Equity
Minority Interests and Other	—	104,394	124,735	109,564	94,360	84,683	79,633	46,163	41,883	29,341	30,181
Non-Controlling Interest
Total Shareholders' Equity	—	4,396,834	5,342,495	4,963,947	4,427,573	3,704,774	3,478,503	3,245,460	3,147,920	2,938,199	2,802,555
Total Equity
Total Liabilities and Shareholders' Equity	—	68,458,933	70,781,592	68,422,026	63,841,950	55,703,223	50,574,714	39,132,512	35,823,605	37,030,025	34,637,660
Total Liabilities and Equity