Company Overview

Mitsubishi UFJ Financial Group, Inc. operates as the bank holding company for MUFG Bank, Ltd. that provides various financial services in Japan, the United States, Europe, Asia/Oceania, and internationally. It operates through Digital Service Business Group; Retail & Commercial Banking Business Group; Japanese Corporate & Investment Banking Business Group; Asset Management & Investor Services Business Group; Global Corporate & Investment Banking Business Group; Global Commercial Banking Business Group; and Global Markets Business Group segments. The company offers commercial banking, trust banking, and securities products and services to retail, and small and medium-sized enterprise customers. It also provides M&As and real estate-related services; digital-based financial services; credit cards; and trust banking and securities products and services, as well as engages in the lending, fund settlement, and foreign exchange businesses. In addition, it offers corporate, investment, and transaction banking services for large corporate and financial institutions; asset management and administration services for corporations and pension funds; loans, deposits, fund transfers, and investments services for retail, small and medium-sized enterprise, as well as corporate customers; fixed income instruments, currencies, equities, and other investment products; originates and distributes of financial products; and provides treasury services. Mitsubishi UFJ Financial Group, Inc. was founded in 1880 and is headquartered in Tokyo, Japan.

  • Name

    Mitsubishi UFJ Financial Group, Inc.

  • CEO

    Hironori Kamezawa

  • Website

    www.mufg.jp

  • Sector

    Banks

  • Year Founded

    1880

Company Statistics

Profile

  • Market Cap

  • EV

  • Shares Out

  • Revenue

  • Employees

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

  • Net

  • FCF

Returns (5Yr Avg)

  • ROA

  • ROTA

  • ROE

  • ROCE

  • ROIC

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

  • Rev 5Yr

  • Rev 10Yr

  • Dil EPS 3Yr

  • Dil EPS 5Yr

  • Dil EPS 10Yr

  • Rev Fwd 2Yr

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

  • EPS LT Growth Est

Dividends

  • Yield

  • Payout

  • DPS

  • DPS Growth 3Yr

  • DPS Growth 5Yr

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

Bulls Say

  • MUFG has improved its capital allocation, selling its underperforming US business and increasing dividends and buybacks.

  • MUFG has a strong presence in multiple banking markets in Southeast Asia that are underbanked and offer long-term secular growth.

  • MUFG's status as Japan's largest bank stock makes it a recipient of favor for overseas investors who expect interest rates in Japan to rise.

Bears Say

  • Despite significant improvement, MUFG’s ROE is still lower than that of many large global banks.

  • Integration of acquired banks in Southeast Asia could lead to unexpected risks.

  • MUFG's dependence on equity-method income from Morgan Stanley for a large chunk of its earnings leaves it vulnerable to any deterioration in the affiliate's performance.

Source: Morningstar Analysis - Nov 17, 2025

What's happening

Nov 4, 2025 - Dec 4, 2025

Mitsubishi UFJ Financial Group Achieves Strong Growth Amid Market Challenges

  • MUFG successfully closed a $750 million senior secured revolving credit facility for the Willis Mitsui joint venture, enhancing its financial flexibility.
  • The company celebrated two decades since its merger with a notable event at the New York Stock Exchange, highlighting its global presence and commitment to economic growth.
  • Despite macroeconomic challenges affecting banks globally, MUFG maintained strong momentum throughout November.

Over the past month, Mitsubishi UFJ Financial Group (MUFG) exhibited robust performance with an overall increase of 5.3% in its stock value. This positive trend is significant as it contrasts sharply with the S&P 500's slight decline of 0.3%, indicating that MUFG outperformed this benchmark by 5.6%. Additionally, MUFG surpassed the Financials sector (XLF), which recorded a return of only 2.6%, further solidifying its competitive position within the market.

A key driver behind this bullish sentiment was MUFG's successful closure of a $750 million senior secured revolving credit facility for the Willis Mitsui joint venture on November 12th. This transaction marked an important milestone as it represented Willis Mitsui & Co.'s first revolving credit facility and enhanced financial flexibility following recent acquisitions by the joint venture.

On November 25th, MUFG commemorated two decades since its merger by ringing The Closing Bell at the New York Stock Exchange. This celebration not only highlighted their growth but also showcased their substantial global footprint, boasting nearly $3 trillion in assets across over 40 countries. Key executives reiterated their commitment to driving economic growth through innovative financial solutions while emphasizing MUFG’s role in job creation and economic activity across various sectors.

Despite some bearish sentiments regarding potential macroeconomic challenges—such as rising interest rates and regulatory pressures impacting profitability margins—these concerns did not significantly impede MUFG's upward trajectory during this period. Overall, while external factors posed risks for many players in finance, Mitsubishi UFJ Financial Group Inc effectively navigated these challenges and maintained strong momentum throughout November; notably outperforming both market indices and sector peers alike.

Mitsubishi UFJ Financial Group Inc outperformed the Financials (XLF) sector by 2.6%.

TSE:8306