iA Financial Corporation Inc.
TSX-IAG
Dec '17
Dec '19
Dec '21
Dec '23
LTM
Dec '26 (E)
| Income Statement | LTM | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 |
|---|---|---|---|---|---|---|---|---|---|
Net Premiums Earned | 7,446 | 6,802 | 5,740 | 5,138 | 13,164 | 11,196 | 8,944 | 7,849 | 7,254 |
Investment Income | 7,728 | 7,769 | 4,697 | -3,897 | 1,624 | 1,439 | 1,364 | 1,306 | 1,200 |
Net Gains on Investments | -557 | -211 | 2,037 | -10,135 | -1,418 | 3,229 | 3,278 | -995 | 1,381 |
Total Other Revenues | 1,944 | 1,744 | 1,537 | 1,537 | 2,116 | 1,775 | 1,679 | 1,752 | 1,441 |
Total Revenues | 16,561 | 16,104 | 14,011 | -7,357 | 15,486 | 17,639 | 15,265 | 9,912 | 11,276 |
Total Revenues %Chg | -22.6% | 14.9% | -290.4% | -147.5% | -12.2% | 15.6% | 54% | -12.1% | — |
Insurance Benefits & Claims | 6,273 | 5,762 | 4,887 | 4,374 | 10,147 | 13,219 | 11,065 | 5,992 | 7,841 |
Policy Amortization Costs | — | — | — | — | 2,180 | 1,788 | 1,654 | 1,582 | 1,449 |
Other Operating Expenses | 2,524 | 2,307 | 2,003 | 1,896 | 1,964 | 1,797 | 1,600 | 1,456 | 1,239 |
Operating Profit | 7,764 | 8,035 | 7,121 | -13,627 | 1,195 | 835 | 946 | 882 | 747 |
Interest Expense | -224 | -302 | -217 | -93 | -77 | -73 | -59 | -63 | -64 |
Operating Margin | 46.9% | 49.9% | 50.8% | 185.2% | 7.7% | 4.7% | 6.2% | 8.9% | 6.6% |
Non-Operating Income | 7,030 | 6,705 | 1,545 | 4,411 | — | — | — | — | — |
Total Non-Operating Income | 6,806 | 6,403 | 1,328 | 4,318 | -77 | -73 | -59 | -63 | -64 |
Income Before Provision for Income Taxes | 1,360 | 1,229 | 1,001 | 349 | 1,118 | 762 | 887 | 819 | 683 |
Provision for Income Taxes | -239 | -267 | -212 | -15 | 259 | 130 | 188 | 181 | 150 |
Consolidated Net Income | 1,121 | 962 | 789 | 334 | 859 | 632 | 699 | 638 | 533 |
Net Income Attributable to Minority Interests and Other | — | — | — | — | 7 | -1 | -10 | 4 | 2 |
Net Income Attributable to Preferred Dividends | -30 | -20 | -20 | -25 | 22 | 22 | 22 | 21 | 16 |
Net Income Attributable to Common Shareholders | 1,091 | 942 | 769 | 309 | 830 | 611 | 687 | 613 | 515 |
Basic EPS | 11.7 | 9.8 | 7.5 | 2.9 | 7.7 | 5.7 | 6.4 | 5.6 | 4.8 |
Diluted EPS | 11.7 | 9.8 | 7.5 | 2.9 | 7.7 | 5.7 | 6.4 | 5.6 | 4.8 |
Basic Weighted Average Shares Outstanding | 93.3 | 96 | 102 | 106 | 107 | 107 | 107 | 109 | 106 |
Diluted Weighted Average Shares Outstanding | 94 | 96 | 103 | 107 | 108 | 107 | 107 | 110 | 107 |
Total Shares Outstanding | 92.3 | 93.5 | 99.6 | 104.8 | 107.6 | 107.1 | 107 | 108.6 | 106.8 |
EBITDA | 8,112 | 8,355 | 7,412 | -13,371 | 1,610 | 1,122 | 1,156 | 1,055 | 869 |
Effective Tax Rate | -17.6% | -21.7% | -21.2% | -4.3% | 23.2% | 17.1% | 21.2% | 22.1% | 22% |