iA Financial Corporation Inc., through its subsidiary, Industrial Alliance Insurance and Financial Services Inc., provides various life and health insurance products in Canada and the United States. The company operates through Individual Insurance, Individual Wealth Management, Group Insurance, Group Savings and Retirement, US Operations, and Other segments. It offers life, health, disability, and mortgage insurance products, as well as individual products and services for savings plans, securities brokerage, trust operations, and mutual funds. The company also provides group insurance products and services, including accidental death and dismemberment, dental care, short and long-term disability insurance, products for employee plans; creditor and replacement insurance, replacement warranties, extended warranties, and other products for dealer services; and specialized products. In addition, the company offers group products and services for savings plans, retirement, and segregated funds. Further, the company provides auto and home insurance products, as well as offers asset management and financing services. The company was founded in 1892 and is headquartered in Québec, Canada.

iA Financial Corporation Inc.

Insurance Revenue

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Interest and Other Investment Income

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Other Revenues

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Gross Benefits and Claims on Contracts

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Ceded Benefits and Claims on Contracts

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Net Transfer to Segregated Funds

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Increase in Insurance Contract Liabilities

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Increase in Investment Contract Liabilities

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Decrease in Reinsurance Assets

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Policy Benefits and Claims

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Policy Benefits and Change in Contract Liabilities, Net of Reinsurance

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Commissions

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General Expenses

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Premium and Other Taxes

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Financing Charges

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Total Policy Benefits and Expenses

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Total Net Investment Income

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Finance Income from Insurance Contracts

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Finance Income from Reinsurance Contracts

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Decrease in Investment Contract Liabilities and Interest on Deposits

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Net Investment Result from General Fund

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Gross Premiums

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Premiums Ceded (Negative)

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Net Premiums

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Total Net Investment Result

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Investment Income from Segregated Funds Net Assets

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Finance Income Related to Segregated Funds Liabilities

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Net Investment Result

Net Premiums Earned

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Investment Income

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Net Gains on Investments

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Total Other Revenues

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Insurance Benefits & Claims

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Policy Amortization Costs

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Other Operating Expenses

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Operating Profit

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Interest Expense

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Other Financing Charges

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Operating Margin

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Non-Operating Income

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Adjusted Funds From Operations

Income Statement	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24
Net Premiums Earned	7,446	7,270	7,033	6,802	6,527	6,244
Insurance Revenue
Gross Premiums
Premiums Ceded (Negative)
Investment Income	7,728	6,504	5,012	7,769	9,169	5,703
Investment Income from Segregated Funds Net Assets
Net Gains on Investments	-557	550	839	-211	4,041	-609
Change in Fair Value of Investments
Total Other Revenues	1,944	1,881	1,827	1,744	1,659	1,609
Other Revenues
Other Revenues
Total Revenues	16,561	16,205	14,711	16,104	21,396	12,947
Total Revenues %Chg	-22.6%	25.2%	12.8%	14.9%	159.6%	12.5%
Insurance Benefits & Claims	6,273	6,125	5,961	5,762	5,546	5,319
Insurance Service Expenses
Net Income from Reinsurance Contracts
Gross Benefits and Claims on Contracts
Ceded Benefits and Claims on Contracts
Increase in Insurance Contract Liabilities
Increase in Investment Contract Liabilities
Decrease in Reinsurance Assets
Net Transfer to Segregated Funds
Policy Amortization Costs	—	—	—	—	—	—
Commissions
Other Operating Expenses	2,524	2,465	2,395	2,307	2,168	2,095
General Expenses
Premium and Other Taxes
Other Operating Expenses
Operating Profit	7,764	7,615	6,355	8,035	13,682	5,533
Interest Expense	-224	-273	-294	-302	-304	-261
Financing Charges
Other Financing Charges
Decrease in Investment Contract Liabilities and Interest on Deposits
Operating Margin	46.9%	47%	43.2%	49.9%	63.9%	42.7%
Non-Operating Income	7,030	4,684	2,836	6,705	4,035	4,982
Finance Income from Insurance Contracts
Finance Income from Reinsurance Contracts
Finance Income Related to Segregated Funds Liabilities
Total Non-Operating Income	6,806	4,411	2,542	6,403	3,731	4,721
Income Before Provision for Income Taxes	1,360	1,269	1,165	1,229	1,293	973
Income Before Income Taxes
Provision for Income Taxes	-239	-233	-242	-267	-301	-213
Income Taxes
Income Tax Expense
Consolidated Net Income	1,121	1,036	923	962	992	760
Net Income
Net Income Attributable to Minority Interests and Other	—	—	—	—	—	—
Net Income Attributed to Participating Policyholders
Net Income Attributable to Preferred Dividends	-30	-26	-28	-20	-22	-18
Distributions on Other Equity Instruments and Dividends on Preferred Shares
Net Income Attributable to Common Shareholders	1,091	1,010	895	942	970	742
Net Income Attributed to Common Shareholders
Basic EPS	11.7	10.8	9.5	9.8	10	7.5
Diluted EPS	11.7	10.7	9.4	9.8	9.9	7.5
Basic Weighted Average Shares Outstanding	93.3	93.5	94.5	96	97.8	99.8
Diluted Weighted Average Shares Outstanding	94	94.5	95.3	96	98.3	100.3
Total Shares Outstanding	92.3	92.8	93.3	93.5	93.9	95.1
EBITDA	8,112	7,958	6,685	8,355	13,994	5,820
Effective Tax Rate	-17.6%	-18.4%	-20.8%	-21.7%	-23.3%	-21.9%