UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals directly through care delivery systems, employers, payers, and government entities. The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.

UnitedHealth Group Incorporated

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Income Statement	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24
Net Premiums Earned	339,901	328,364	317,356	308,810	305,555	300,452
Premiums
Investment Income	4,824	5,335	5,224	5,202	4,830	4,184
Investment and Other Income
Total Other Revenues	90,434	89,119	87,477	86,266	83,513	80,803
Products
Services
Total Revenues	435,159	422,818	410,057	400,278	393,898	385,439
Total Revenues %Chg	10.5%	9.7%	8.1%	7.7%	9.4%	10.6%
Total Revenues
Total Revenues %Chg
Insurance Benefits & Claims	298,989	284,988	271,861	264,185	259,381	252,974
Medical Costs
Other Operating Expenses	109,813	107,080	104,721	103,806	102,314	100,444
Operating Costs
Cost of Products Sold
Depreciation and Amortization
Operating Profit	26,357	30,750	33,475	32,287	32,203	32,021
Earnings from Operations
Interest Expense	-4,031	-4,102	-4,060	-3,906	-3,733	-3,493
Interest Expense
Operating Margin	6.1%	7.3%	8.2%	8.1%	8.2%	8.3%
Non-Operating Income	-118	-55	-1,239	-8,310	-8,331	-8,311
Loss on Sale of Subsidiary and Subsidiaries Held for Sale
Total Non-Operating Income	-4,149	-4,157	-5,299	-12,216	-12,064	-11,804
Income Before Provision for Income Taxes	22,208	26,593	28,176	20,071	20,139	20,217
Earnings Before Income Taxes
Provision for Income Taxes	3,835	4,505	5,239	4,829	5,006	5,304
Provision for Income Taxes
Consolidated Net Income	18,373	22,088	22,937	15,242	15,133	14,913
Net Earnings
Net Income Attributable to Common Shareholders	18,373	22,088	22,937	15,242	15,133	14,913
Basic EPS	19.2	23.2	24	15.6	15.4	15.2
Diluted EPS	19.2	23.1	23.9	15.5	15.4	15.1
Basic Weighted Average Shares Outstanding	913	917.3	920.8	921	923	923.8
Diluted Weighted Average Shares Outstanding	915.8	921.3	925.8	929	928.8	930.3
Total Shares Outstanding	906	905	910	915	923	921
EBITDA	30,642	34,977	37,638	36,386	36,235	36,019
Effective Tax Rate	17.3%	16.9%	18.6%	24.1%	24.9%	26.2%