UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals directly through care delivery systems, employers, payers, and government entities. The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.

UnitedHealth Group Incorporated

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Income Statement	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24
Net Premiums Earned	88,979	87,905	86,534	76,483	77,442	76,897
Premiums
Investment Income	1,132	1,108	1,033	1,551	1,643	997
Investment and Other Income
Total Other Revenues	23,050	22,603	22,008	22,773	21,735	20,961
Products
Services
Total Revenues	113,161	111,616	109,575	100,807	100,820	98,855
Total Revenues %Chg	12.2%	12.9%	9.8%	6.8%	9.2%	6.4%
Total Revenues
Total Revenues %Chg
Insurance Benefits & Claims	79,958	78,585	73,411	67,035	65,957	65,458
Medical Costs
Other Operating Expenses	28,888	27,881	27,045	25,999	26,155	25,522
Operating Costs
Cost of Products Sold
Depreciation and Amortization
Operating Profit	4,315	5,150	9,119	7,773	8,708	7,875
Earnings from Operations
Interest Expense	-1,003	-1,027	-998	-1,003	-1,074	-985
Interest Expense
Operating Margin	3.8%	4.6%	8.3%	7.7%	8.6%	8%
Non-Operating Income	-83	-41	-15	21	-20	-1,225
Loss on Sale of Subsidiary and Subsidiaries Held for Sale
Total Non-Operating Income	-1,086	-1,068	-1,013	-982	-1,094	-2,210
Income Before Provision for Income Taxes	3,229	4,082	8,106	6,791	7,614	5,665
Earnings Before Income Taxes
Provision for Income Taxes	686	510	1,632	1,007	1,356	1,244
Provision for Income Taxes
Consolidated Net Income	2,543	3,572	6,474	5,784	6,258	4,421
Net Earnings
Net Income Attributable to Common Shareholders	2,543	3,572	6,474	5,784	6,258	4,421
Basic EPS	2.6	3.8	6.9	6	6.6	4.6
Diluted EPS	2.6	3.7	6.9	6	6.5	4.5
Basic Weighted Average Shares Outstanding	906	907	912	927	923	921
Diluted Weighted Average Shares Outstanding	908	910	918	927	930	928
Total Shares Outstanding	906	905	910	915	923	921
EBITDA	5,414	6,234	10,180	8,814	9,749	8,895
Effective Tax Rate	21.2%	12.5%	20.1%	14.8%	17.8%	22%