Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Fair Isaac Corporation

On-Premises and SaaS Software

On-Premises and SaaS Software %Chg

On-Premises and SaaS Software Common Size

Professional Services

Professional Services %Chg

Professional Services Common Size

License

License %Chg

License Common Size

Transactional and Maintenance

Transactional and Maintenance %Chg

Transactional and Maintenance Common Size

Scores

Scores %Chg

Scores Common Size

Total Revenues

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Total Revenues Common Size

Cost of Revenues

Cost of Revenues %Chg

Cost of Revenues Common Size

Research and Development

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Research and Development Common Size

Selling, General and Administrative

Selling, General and Administrative %Chg

Selling, General and Administrative Common Size

Amortization of Intangible Assets

Amortization of Intangible Assets %Chg

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Restructuring Charges

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Restructuring and Impairment Charges

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Restructuring and Impairment Charges Common Size

Losses on Product Line Asset Sales and Business Divestiture

Losses on Product Line Asset Sales and Business Divestiture %Chg

Losses on Product Line Asset Sales and Business Divestiture Common Size

Total Operating Expenses

Total Operating Expenses %Chg

Total Operating Expenses Common Size

Operating Income

Operating Income %Chg

Operating Income Common Size

Interest Income

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Interest Expense

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Interest Expense, Net

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Other Income, Net

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Other Income, Net Common Size

Income Before Income Taxes

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Provision for Income Taxes

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Income from Continuing Operations

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Income from Discontinued Operations

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Net Income

Net Income %Chg

Net Income Common Size

Continuing Operations

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Discontinued Operations

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Basic

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Diluted

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Cost of Sales

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Gross Profit

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Gross Profit Margin

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Selling, General & Administrative Expenses

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Depreciation & Amortization Expenses

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Research & Development Expenses

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Other Operating Expenses

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Operating Profit

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Operating Margin

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Interest and Investment Income

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Non-Operating Income

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Total Non-Operating Income

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Income Before Provision for Income Taxes

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Revenue

EBIT

EBITDA

CapEx

Net Interest Income

Assets

Adjusted EBITDA

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Net Revenue

Average Assets

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Adjusted EBT

Adjusted Funds From Operations

Income Statement	Sep '25	Sep '24	Sep '23	Sep '22	Sep '21	Sep '20	Sep '19	Sep '18	Sep '17	Sep '16
Total Revenues	1,990.9	1,717.5	1,513.6	1,377.3	1,316.5	1,294.6	1,160.1	1,000.1	932.2	881.4
Total Revenues %Chg	15.9%	13.5%	9.9%	4.6%	1.7%	11.6%	16%	7.3%	5.8%	5.1%
On-Premises and SaaS Software
Professional Services
License
Transactional and Maintenance
Scores
Cost of Sales	353.7	348.2	311.1	302.2	332.5	361.1	336.8	312.9	287.1	265.2
Cost of Revenues
Gross Profit	1,637.1	1,369.3	1,202.5	1,075.1	984.1	933.4	823.2	687.2	645	616.2
Gross Profit Margin	82.2%	79.7%	79.4%	78.1%	74.7%	72.1%	71%	68.7%	69.2%	69.9%
Selling, General & Administrative Expenses	513	462.8	400.6	383.9	396.3	420.9	414.1	376.9	339.8	328.9
Selling, General and Administrative
Depreciation & Amortization Expenses	—	0.9	1.1	2.1	3.3	5	6.1	6.6	12.7	14
Amortization of Intangible Assets
Research & Development Expenses	188.3	171.9	160	146.8	171.2	166.5	149.5	128.4	110.9	103.7
Research and Development
Other Operating Expenses	10.9	—	-1.9	—	-92.2	45	—	—	4.5	—
Restructuring and Impairment Charges
Losses on Product Line Asset Sales and Business Divestiture
Restructuring Charges
Operating Profit	924.9	733.6	642.8	542.4	505.5	296	253.5	175.4	177.2	169.6
Operating Income
Operating Margin	46.5%	42.7%	42.5%	39.4%	38.4%	22.9%	21.9%	17.5%	19%	19.2%
Interest and Investment Income	—	—	—	—	—	—	—	—	—	—
Interest Income
Interest Expense	-133.6	-105.6	-95.5	-69	-40.1	-42.2	-39.8	-31.3	-25.8	-26.6
Interest Expense
Interest Expense, Net
Non-Operating Income	11.4	14	6.3	-2.1	7.7	3.2	2.3	12.9	-0.1	1.6
Other Income, Net
Total Non-Operating Income	-122.3	-91.6	-89.2	-71.1	-32.3	-39	-37.5	-18.4	-25.9	-25
Income Before Provision for Income Taxes	802.6	642	553.6	471.3	473.1	257	216.1	156.9	151.3	144.6
Income Before Income Taxes
Provision for Income Taxes	150.6	129.2	124.2	97.8	81.1	20.6	23.9	30.5	23.1	35.1
Provision for Income Taxes
Consolidated Net Income	651.9	512.8	429.4	373.5	392.1	236.4	192.1	126.5	128.3	109.4
Income from Continuing Operations
Net Income Attributable to Discontinued Operations	—	—	—	—	—	—	—	—	—	—
Income from Discontinued Operations
Net Income Attributable to Common Shareholders	651.9	512.8	429.4	373.5	392.1	236.4	192.1	126.5	128.3	109.4
Net Income
Basic EPS	26.9	20.8	17.2	14.3	13.7	8.1	6.6	4.3	4.3	3.5
Diluted EPS	26.5	20.5	16.9	14.2	13.4	7.9	6.3	4.1	4.1	3.4
Basic Weighted Average Shares Outstanding	24.2	24.7	25	26	28.7	29.1	29	29.7	30.9	31.1
Total Shares Outstanding	23.8	24.4	—	—	—	—	—	—	—	—
Diluted Weighted Average Shares Outstanding	24.6	25.1	25.4	26.3	29.3	29.9	30.3	31.2	32.2	32.3
EBITDA	939.8	747.5	657.5	562.9	531.1	326.3	285.2	205.5	213.4	201.2
Effective Tax Rate	18.8%	20.1%	22.4%	20.7%	17.1%	8%	11.1%	19.4%	15.2%	24.3%