Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Fair Isaac Corporation

On-Premises and SaaS Software

On-Premises and SaaS Software %Chg

On-Premises and SaaS Software Common Size

Professional Services

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Professional Services Common Size

License

License %Chg

License Common Size

Transactional and Maintenance

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Scores

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Total Revenues

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Cost of Revenues

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Research and Development

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Selling, General and Administrative

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Amortization of Intangible Assets

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Restructuring Charges

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Restructuring and Impairment Charges

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Losses on Product Line Asset Sales and Business Divestiture

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Total Operating Expenses

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Operating Income

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Interest Expense, Net

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Other Income, Net

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Net Income

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Basic

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Diluted

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Cost of Sales

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Selling, General & Administrative Expenses

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Depreciation & Amortization Expenses

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Research & Development Expenses

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Consolidated Net Income

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Net Income Attributable to Common Shareholders

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CapEx

Net Interest Income

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Adjusted Funds From Operations

Income Statement	Sep '25	Mar '25	Sep '24	Mar '24	Sep '23	Mar '23
Total Revenues	1,052.2	938.7	901.7	815.9	788.4	725.1
Total Revenues %Chg	16.7%	15.1%	14.4%	12.5%	13%	6.7%
On-Premises and SaaS Software
Professional Services
License
Transactional and Maintenance
Scores
Cost of Sales	178.7	175	177.8	170.4	154.7	156.4
Cost of Revenues
Gross Profit	873.4	763.7	723.9	645.5	633.7	568.8
Gross Profit Margin	83%	81.4%	80.3%	79.1%	80.4%	78.4%
Selling, General & Administrative Expenses	264.7	248.4	247.6	215.2	207.4	193.2
Selling, General and Administrative
Depreciation & Amortization Expenses	—	—	0.4	0.6	0.6	0.6
Amortization of Intangible Assets
Research & Development Expenses	98.2	90.2	88.4	83.5	83.1	76.9
Research and Development
Other Operating Expenses	10.9	—	—	—	—	-1.9
Restructuring and Impairment Charges
Losses on Product Line Asset Sales and Business Divestiture
Restructuring Charges
Operating Profit	499.7	425.2	387.4	346.2	342.7	300.1
Operating Income
Operating Margin	47.5%	45.3%	43%	42.4%	43.5%	41.4%
Interest Expense	-72.8	-60.9	-55.4	-50.3	-48.8	-46.7
Interest Expense, Net
Non-Operating Income	12.6	-1.2	6.7	7.4	4.4	2
Other Income, Net
Total Non-Operating Income	-60.2	-62	-48.7	-42.9	-44.5	-44.7
Income Before Provision for Income Taxes	439.5	363.1	338.7	303.3	298.3	255.4
Income Before Income Taxes
Provision for Income Taxes	102.6	48	76.8	52.5	68.1	56.2
Provision for Income Taxes
Consolidated Net Income	336.8	315.1	261.9	250.9	230.2	199.2
Net Income Attributable to Common Shareholders	336.8	315.1	261.9	250.9	230.2	199.2
Net Income
Basic EPS	14	12.9	10.7	10.1	9.2	7.9
Diluted EPS	13.8	12.7	10.5	10	9.1	7.8
Basic Weighted Average Shares Outstanding	24.1	24.4	24.6	24.8	24.9	25.1
Total Shares Outstanding	23.8	24.4	24.4	—	—	—
Diluted Weighted Average Shares Outstanding	24.4	24.8	25	25.2	25.3	25.4
EBITDA	507.7	432.1	395.1	352.4	349.1	308.4
Effective Tax Rate	23.4%	13.2%	22.7%	17.3%	22.8%	22%