Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Fair Isaac Corporation

On-Premises and SaaS Software

On-Premises and SaaS Software %Chg

On-Premises and SaaS Software Common Size

Professional Services

Professional Services %Chg

Professional Services Common Size

License

License %Chg

License Common Size

Transactional and Maintenance

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Transactional and Maintenance Common Size

Scores

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Scores Common Size

Total Revenues

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Cost of Revenues

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Research and Development

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Selling, General and Administrative

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Amortization of Intangible Assets

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Restructuring Charges

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Restructuring and Impairment Charges

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Losses on Product Line Asset Sales and Business Divestiture

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Total Operating Expenses

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Operating Income

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Other Expense, Net

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Interest Expense, Net

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Other Income, Net

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Provision for Income Taxes

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Net Income

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Basic

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Diluted

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Cost of Sales

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Gross Profit

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Selling, General & Administrative Expenses

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Depreciation & Amortization Expenses

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Research & Development Expenses

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Operating Profit

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Consolidated Net Income

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CapEx

Net Interest Income

Assets

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Adjusted EBT

Adjusted Funds From Operations

Income Statement	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24
Total Revenues	515.8	536.4	498.7	440	453.8	447.8
Total Revenues %Chg	13.6%	19.8%	15%	15.2%	16.4%	12.3%
On-Premises and SaaS Software
Professional Services
License
Transactional and Maintenance
Scores
Cost of Sales	91.2	87.6	87.6	87.3	89.6	88.2
Cost of Revenues
Gross Profit	424.6	448.8	411.1	352.6	364.2	359.6
Gross Profit Margin	82.3%	83.7%	82.4%	80.1%	80.3%	80.3%
Selling, General & Administrative Expenses	125.5	139.1	120.4	128	122.8	124.9
Selling, General and Administrative
Depreciation & Amortization Expenses	—	—	—	—	0.1	0.3
Amortization of Intangible Assets
Research & Development Expenses	51	47.2	45	45.1	44.2	44.2
Research and Development
Other Operating Expenses	10.9	—	—	—	—	—
Restructuring and Impairment Charges
Losses on Product Line Asset Sales and Business Divestiture
Restructuring Charges
Operating Profit	237.2	262.5	245.6	179.5	197.2	190.3
Operating Income
Operating Margin	46%	48.9%	49.3%	40.8%	43.4%	42.5%
Interest Expense	-39.9	-32.9	-31.4	-29.5	-28.5	-26.9
Interest Expense, Net
Non-Operating Income	-29.5	7.4	-1.3	0.1	-23.1	3.9
Other Income, Net
Other Expense, Net
Total Non-Operating Income	-69.4	-25.5	-32.6	-29.4	-51.6	-22.9
Income Before Provision for Income Taxes	202.5	237	213	150.1	171.4	167.3
Income Before Income Taxes
Provision for Income Taxes	47.4	55.2	50.4	-2.4	35.7	41.1
Provision for Income Taxes
Consolidated Net Income	155	181.8	162.6	152.5	135.7	126.3
Net Income Attributable to Common Shareholders	155	181.8	162.6	152.5	135.7	126.3
Net Income
Basic EPS	6.5	7.5	6.7	6.3	5.5	5.1
Diluted EPS	6.4	7.4	6.6	6.1	5.4	5.1
Basic Weighted Average Shares Outstanding	23.9	24.3	24.4	24.4	24.5	24.6
Total Shares Outstanding	23.8	24.4	24.4	24.4	24.4	—
Diluted Weighted Average Shares Outstanding	24.2	24.6	24.7	24.8	25	25
EBITDA	241.2	266.5	249.1	183.1	201	194.1
Effective Tax Rate	23.4%	23.3%	23.7%	-1.6%	20.8%	24.5%