SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

SoFi Technologies, Inc.

Cash and Cash Equivalents

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Cash and Cash Equivalents Common Size

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Restricted Cash and Restricted Cash Equivalents Common Size

Loans, Net

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Investment Securities

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Loans Held for Sale

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Loans Held for Investment, at Fair Value

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Loans Held for Investment, Net

Loans Held for Investment, Net %Chg

Loans Held for Investment, Net Common Size

Loans Held for Investment, at Amortized Cost, Net

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Loans Held for Investment, at Amortized Cost, Net Common Size

Loans Held for Investment, at Amortized Cost

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Loans Held for Investment, at Amortized Cost Common Size

Servicing Rights

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Securitization Investments

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Equity Method Investments

Equity Method Investments %Chg

Equity Method Investments Common Size

Property, Equipment and Software

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Property, Equipment and Software Common Size

Goodwill

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Goodwill Common Size

Intangible Assets

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Operating Lease Right-of-Use Assets

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Related Party Notes Receivable

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Other Assets

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Total Assets

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Interest-Bearing Deposits

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Noninterest-Bearing Deposits

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Total Deposits

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Accounts Payable, Accruals and Other Liabilities

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Accounts Payable, Accruals and Other Liabilities Common Size

Operating Lease Liabilities

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Debt

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Residual Interests Classified as Debt

Residual Interests Classified as Debt %Chg

Residual Interests Classified as Debt Common Size

Total Liabilities

Total Liabilities %Chg

Total Liabilities Common Size

Redeemable Preferred Stock, $0.00 Par Value

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Common Stock

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Additional Paid-in Capital

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Accumulated Other Comprehensive Income

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Retained Earnings

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Total Permanent Equity

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Total Liabilities and Permanent Equity

Securities and Investments

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Net Loans

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Net Property, Plant & Equipment

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Net Intangible Assets

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Long-Term Investments

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Other Non-Earning Assets

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Interest-bearing deposits

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Noninterest-bearing deposits

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Accounts Payable

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Long-Term Debt

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Revenue

EBIT

EBITDA

CapEx

Net Interest Income

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Adjusted EBITDA

Gross Profit

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Net Revenue

Net Income

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Equity	LTM	Dec '24
Common Stock	0.1	0.1
Common Stock
Additional Paid-in Capital	9,768.1	7,839
Additional Paid-in Capital
Accumulated Other Comprehensive Income	9.5	-8.4
Accumulated Other Comprehensive Income
Retained Earnings	-997.8	-1,305.6
Retained Earnings
Total Common Shareholders' Equity	8,780	6,525.1
Common Stock
Additional Paid-in Capital
Accumulated Other Comprehensive Income
Retained Earnings
Minority Interests and Other	—	—
Redeemable Preferred Stock, $0.00 Par Value
Total Shareholders' Equity	8,780	6,525.1
Total Liabilities and Shareholders' Equity	45,293.5	36,251
Total Liabilities and Permanent Equity

Assets	LTM	Dec '24
Cash and Cash Equivalents	3,746.4	2,709.4
Cash and Cash Equivalents
Restricted Cash and Restricted Cash Equivalents
Securities and Investments	2,512.4	1,895.7
Investment Securities
Net Loans	13,311.9	9,843.8
Net Property, Plant & Equipment	466	369.1
Property, Equipment and Software
Operating Lease Right-of-Use Assets
Net Intangible Assets	631.4	639.9
Intangible Assets
Servicing Rights
Goodwill	1,393.5	1,393.5
Goodwill
Long-Term Investments	—	—
Equity Method Investments
Securitization Investments
Other Non-Earning Assets	23,231.7	19,399.6
Other Assets
Related Party Notes Receivable
Loans Held for Sale
Total Assets	45,293.5	36,251
Total Assets

Liabilities	LTM	Dec '24
Interest-bearing deposits	32,805.7	25,861.4
Interest-Bearing Deposits
Noninterest-bearing deposits	140.7	116.8
Noninterest-Bearing Deposits
Total Deposits	32,946.4	25,978.2
Total Deposits
Accounts Payable	759.6	556.9
Accounts Payable, Accruals and Other Liabilities
Long-Term Debt	2,714.5	3,093.3
Debt
Residual Interests Classified as Debt
Other Liabilities	93	97.4
Operating Lease Liabilities
Total Liabilities	36,513.5	29,725.8
Total Liabilities