SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

SoFi Technologies, Inc.

Cash and Cash Equivalents

Cash and Cash Equivalents %Chg

Cash and Cash Equivalents Common Size

Restricted Cash and Restricted Cash Equivalents

Restricted Cash and Restricted Cash Equivalents %Chg

Restricted Cash and Restricted Cash Equivalents Common Size

Student Loans

Student Loans %Chg

Student Loans Common Size

Personal Loans

Personal Loans %Chg

Personal Loans Common Size

Home Loans

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Home Loans Common Size

Securitized Student Loans

Securitized Student Loans %Chg

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Securitized Personal Loans

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Credit Card Loans

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Commercial Loan

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Investments in Available-for-Sale Securities

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Loans, Net

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Investment Securities

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Loans Held for Sale

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Loans Held for Investment, at Fair Value

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Loans Held for Investment, Net

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Loans Held for Investment, Net Common Size

Loans Held for Investment, at Amortized Cost, Net

Loans Held for Investment, at Amortized Cost, Net %Chg

Loans Held for Investment, at Amortized Cost, Net Common Size

Loans Held for Investment, at Amortized Cost

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Servicing Rights

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Securitization Investments

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Equity Method Investments

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Equity Method Investments Common Size

Property, Equipment and Software

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Property, Equipment and Software Common Size

Goodwill

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Goodwill Common Size

Intangible Assets

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Operating Lease Right-of-Use Assets

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Related Party Notes Receivable

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Other Assets

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Total Assets

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Student Loan Warehouse Facilities

Student Loan Warehouse Facilities %Chg

Student Loan Warehouse Facilities Common Size

Personal Loan Warehouse Facilities

Personal Loan Warehouse Facilities %Chg

Personal Loan Warehouse Facilities Common Size

Home Loan Warehouse Facilities

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Risk Retention Warehouse Facilities

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Revolving Credit Facility

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Seller Note

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Other Financing - Various Notes

Cash

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Securities and Investments

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Marketable Securities Held in Trust Account

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Net Loans

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Net Property, Plant & Equipment

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Net Intangible Assets

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Long-Term Investments

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Other Non-Earning Assets

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Prepaid Expenses

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Interest-bearing deposits

Interest-bearing deposits %Chg

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Interest-Bearing Deposits

Revenue

EBIT

EBITDA

CapEx

Net Interest Income

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Net Income

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Assets	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24
Cash and Cash Equivalents	3,746.4	2,714.6	2,716.1	2,709.4	2,969.8	2,731.6
Cash and Cash Equivalents
Restricted Cash and Restricted Cash Equivalents
Cash
Securities and Investments	2,512.4	2,374.8	2,153.5	1,895.7	1,554.3	1,566.1
Investment Securities
Investments in Available-for-Sale Securities
Marketable Securities Held in Trust Account
Net Loans	13,311.9	12,155	10,867.9	9,843.8	9,293.9	9,367.3
Student Loans
Personal Loans
Home Loans
Securitized Student Loans
Securitized Personal Loans
Net Property, Plant & Equipment	466	432	394.4	369.1	350.4	329.6
Property, Equipment and Software
Operating Lease Right-of-Use Assets
Net Intangible Assets	631.4	638.5	669.5	639.9	611.1	622.8
Intangible Assets
Servicing Rights
Goodwill	1,393.5	1,393.5	1,393.5	1,393.5	1,393.5	1,393.5
Goodwill
Long-Term Investments	—	—	—	—	—	—
Equity Method Investments
Securitization Investments
Other Non-Earning Assets	23,231.7	21,403.7	19,554.3	19,399.6	18,207.2	16,631.1
Other Assets
Related Party Notes Receivable
Prepaid Expenses
Loans Held for Sale
Total Assets	45,293.5	41,112.2	37,749.3	36,251	34,380.2	32,642
Total Assets

Liabilities	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24
Interest-bearing deposits	32,805.7	29,411.1	27,136.2	25,861.4	24,351.8	22,945.7
Interest-Bearing Deposits
Noninterest-bearing deposits	140.7	129.6	120.4	116.8	56	51.3
Noninterest-Bearing Deposits
Total Deposits	32,946.4	29,540.7	27,256.5	25,978.2	24,407.8	22,997
Total Deposits
Accounts Payable	759.6	676.3	674.4	556.9	569	535.4
Accounts Payable, Accruals and Other Liabilities
Accrued Expenses	—	—	—	—	—	—
Accrued Expenses
Long-Term Debt	2,714.5	3,943.2	3,046.7	3,093.3	3,180.9	3,107.4
Debt
Residual Interests Classified as Debt
Other Liabilities	93	91.4	93.1	97.4	101	100.8
Operating Lease Liabilities
Warrant Liabilities
Warrant Liabilities
Deferred Underwriting Fee Payable
Advance from Related Party
Promissory Note - Related Party
Total Liabilities	36,513.5	34,251.6	31,070.8	29,725.8	28,258.7	26,740.5
Total Liabilities
Total Liabilities

Equity	Sep '25	Jun '25	Mar '25	Dec '24	Sep '24	Jun '24
Common Stock	0.1	0.1	0.1	0.1	0.1	0.1
Common Stock
Class a Ordinary Shares
Class B Ordinary Shares
Additional Paid-in Capital	9,768.1	7,994.1	7,910.1	7,839	7,751.3	7,601.7
Additional Paid-in Capital
Accumulated Other Comprehensive Income	9.5	3.6	2.8	-8.4	8.1	-1.5
Accumulated Other Comprehensive Income
Retained Earnings	-997.8	-1,137.2	-1,234.5	-1,305.6	-1,638.1	-1,698.8
Retained Earnings
Total Common Shareholders' Equity	8,780	6,860.6	6,678.5	6,525.1	6,121.5	5,901.5
Common Stock
Class a Ordinary Shares
Class B Ordinary Shares
Additional Paid-in Capital
Accumulated Other Comprehensive Income
Retained Earnings
Minority Interests and Other	—	—	—	—	—	—
Redeemable Preferred Stock, $0.00 Par Value
Temporary Equity
Class a Ordinary Shares Subject to Possible Redemption
Total Shareholders' Equity	8,780	6,860.6	6,678.5	6,525.1	6,121.5	5,901.5
Total Liabilities and Shareholders' Equity	45,293.5	41,112.2	37,749.3	36,251	34,380.2	32,642
Total Liabilities and Permanent Equity