SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

SoFi Technologies, Inc.

Cash and Cash Equivalents

Cash and Cash Equivalents %Chg

Cash and Cash Equivalents Common Size

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Restricted Cash and Restricted Cash Equivalents Common Size

Investments in Available-for-Sale Securities

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Loans, Net

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Loans, Net Common Size

Investment Securities

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Investment Securities Common Size

Loans Held for Sale

Loans Held for Sale %Chg

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Loans Held for Investment, at Fair Value

Loans Held for Investment, at Fair Value %Chg

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Loans Held for Investment, Net

Loans Held for Investment, Net %Chg

Loans Held for Investment, Net Common Size

Loans Held for Investment, at Amortized Cost, Net

Loans Held for Investment, at Amortized Cost, Net %Chg

Loans Held for Investment, at Amortized Cost, Net Common Size

Loans Held for Investment, at Amortized Cost

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Loans Held for Investment, at Amortized Cost Common Size

Servicing Rights

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Servicing Rights Common Size

Securitization Investments

Securitization Investments %Chg

Securitization Investments Common Size

Equity Method Investments

Equity Method Investments %Chg

Equity Method Investments Common Size

Property, Equipment and Software

Property, Equipment and Software %Chg

Property, Equipment and Software Common Size

Goodwill

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Intangible Assets

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Operating Lease Right-of-Use Assets

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Related Party Notes Receivable

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Other Assets

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Total Assets

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Interest-Bearing Deposits

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Noninterest-Bearing Deposits

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Total Deposits

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Total Deposits Common Size

Accounts Payable, Accruals and Other Liabilities

Accounts Payable, Accruals and Other Liabilities %Chg

Accounts Payable, Accruals and Other Liabilities Common Size

Operating Lease Liabilities

Operating Lease Liabilities %Chg

Operating Lease Liabilities Common Size

Debt

Debt %Chg

Debt Common Size

Residual Interests Classified as Debt

Residual Interests Classified as Debt %Chg

Residual Interests Classified as Debt Common Size

Warrant Liabilities

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Total Liabilities

Total Liabilities %Chg

Total Liabilities Common Size

Redeemable Preferred Stock, $0.00 Par Value

Redeemable Preferred Stock, $0.00 Par Value %Chg

Redeemable Preferred Stock, $0.00 Par Value Common Size

Common Stock

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Additional Paid-in Capital

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Accumulated Other Comprehensive Income

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Retained Earnings

Securities and Investments

Securities and Investments %Chg

Securities and Investments Common Size

Net Loans

Net Loans %Chg

Net Loans Common Size

Net Property, Plant & Equipment

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Net Property, Plant & Equipment Common Size

Net Intangible Assets

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Long-Term Investments

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Long-Term Investments Common Size

Other Non-Earning Assets

Other Non-Earning Assets %Chg

Other Non-Earning Assets Common Size

Interest-bearing deposits

Interest-bearing deposits %Chg

Interest-bearing deposits Common Size

Noninterest-bearing deposits

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Accounts Payable

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Long-Term Debt

Long-Term Debt %Chg

Long-Term Debt Common Size

Revenue

EBIT

EBITDA

CapEx

Net Interest Income

Assets

Adjusted EBITDA

Gross Profit

Adjusted Net Income

Net Revenue

Net Income

Average Assets

Adjusted EBIT

Adjusted Revenue

Adjusted EBT

Adjusted Funds From Operations

Assets	Jun '25	Dec '24	Jun '24	Dec '23
Cash and Cash Equivalents	2,714.6	2,709.4	2,731.6	3,615.6
Cash and Cash Equivalents
Restricted Cash and Restricted Cash Equivalents
Securities and Investments	2,374.8	1,895.7	1,566.1	701.9
Investment Securities
Investments in Available-for-Sale Securities
Net Loans	12,155	9,843.8	9,367.3	7,561.6
Net Property, Plant & Equipment	432	369.1	329.6	306.5
Property, Equipment and Software
Operating Lease Right-of-Use Assets
Net Intangible Assets	638.5	639.9	622.8	544.5
Intangible Assets
Servicing Rights
Goodwill	1,393.5	1,393.5	1,393.5	1,393.5
Goodwill
Long-Term Investments	—	—	—	—
Equity Method Investments
Securitization Investments
Other Non-Earning Assets	21,403.7	19,399.6	16,631.1	15,951.1
Other Assets
Related Party Notes Receivable
Loans Held for Sale
Total Assets	41,112.2	36,251	32,642	30,074.9
Total Assets

Liabilities	Jun '25	Dec '24	Jun '24	Dec '23
Interest-bearing deposits	29,411.1	25,861.4	22,945.7	18,569
Interest-Bearing Deposits
Noninterest-bearing deposits	129.6	116.8	51.3	51.7
Noninterest-Bearing Deposits
Total Deposits	29,540.7	25,978.2	22,997	18,620.7
Total Deposits
Accounts Payable	676.3	556.9	535.4	549.7
Accounts Payable, Accruals and Other Liabilities
Long-Term Debt	3,943.2	3,093.3	3,107.4	5,240.8
Debt
Residual Interests Classified as Debt
Other Liabilities	91.4	97.4	100.8	108.6
Operating Lease Liabilities
Warrant Liabilities
Total Liabilities	34,251.6	29,725.8	26,740.5	24,519.9
Total Liabilities

Equity	Jun '25	Dec '24	Jun '24	Dec '23
Common Stock	0.1	0.1	0.1	0.1
Common Stock
Additional Paid-in Capital	7,994.1	7,839	7,601.7	7,040
Additional Paid-in Capital
Accumulated Other Comprehensive Income	3.6	-8.4	-1.5	-1.2
Accumulated Other Comprehensive Income
Retained Earnings	-1,137.2	-1,305.6	-1,698.8	-1,804.3
Retained Earnings
Total Common Shareholders' Equity	6,860.6	6,525.1	5,901.5	5,234.6
Common Stock
Additional Paid-in Capital
Accumulated Other Comprehensive Income
Retained Earnings
Minority Interests and Other	—	—	—	320.4
Redeemable Preferred Stock, $0.00 Par Value
Total Shareholders' Equity	6,860.6	6,525.1	5,901.5	5,555
Total Liabilities and Shareholders' Equity	41,112.2	36,251	32,642	30,074.9
Total Liabilities and Permanent Equity